Sr. Manager, Risk

Responsibilities

• Lead the second line of defense to cover all lending credit risk management for the General Purpose segment.
• Develop and implement risk management policies and procedures.
• Partner with risk leadership and IT to drive improvements across the organization.
• Work closely with the Data Science team to refine and implement new models.
• Contribute to system implementation projects in the credit risk space by providing requirements and design inputs, particularly regarding credit risk recognition and measurement.
• Evaluate credit policy on an ongoing basis and continuously optimize it.
• Provide coaching and motivate a team of analysts.
• Own the management of our credit policy

Qualifications

• 5 years of credit and consumer lending experience with at least 3 years of experience within a credit card segment.
• Has managed risk for a portfolio of $100MM+ of assets.
• Bachelor’s degree or equivalent experience.
• Advanced degree in Statistics, Econometrics, Mathematics, Engineering, Financial Engineering, Operations Research, Physics, or Technology preferred.
• Successful in implementing a credit risk management function.
• Has built or rebuilt the organization, infrastructure, processes, and systems/tools to be best in class.
• Demonstrated success in delivering business value through measures and analysis.
• Exceptional analytical skills, including modeling, scenario planning, fiscal management, strategic agility, and risk/return analysis.
• Exceptional interpersonal and communication skills.
• Proven ability to balance a long-range, strategic leadership approach with near-term, detailed, day-to-day risk imperatives.
• Experience in a dynamic, changing, and often ambiguous environment.
• Ability to influence strong interpersonal and communication skills, especially when interacting with Senior Leaders.
• Demonstrated focus on driving change and a sense of urgency.