Sr. Manager, Market Risk Analyst

About the role

Assess and communicate market and capital risk across the firm, including Charles Schwab Bank. Partner closely with senior leadership, Treasury, Financial Planning & Analysis, and regulatory stakeholders to evaluate risk exposures and translate complex analyses into actionable insights.

Responsibilities

• Evaluate interest rate and market risk drivers, including Economic Value of Equity (EVE), Net Interest Income (NII), and stress scenario performance.
• Independently construct and interpret market and stress scenarios, assess capital impacts, and deliver clear, data-driven perspectives to senior management and risk committees.
• Challenge assumptions, evaluate model outputs, and provide insight into model functionality and limitations to strengthen risk oversight.
• Contribute to the continuous improvement of risk methodologies, maintain robust documentation of modeling assumptions, and develop tailored communication materials that resonate with both technical and non-technical audiences.

Requirements

• Bachelor’s degree
• 5+ years of experience in banking, insurance, or financial services, with exposure to asset liability management (ALM), derivative valuation, and/or capital adequacy assessment
• Experience supporting interest rate risk management, Financial Planning & Analysis (FP&A), and/or ALM frameworks, including familiarity with tools such as Polypaths, Bancware, or QRM
• Knowledge of financial services industry practices, including finance and accounting principles
• Strong proficiency in Microsoft Excel and financial modeling best practices
• Demonstrated analytical, quantitative, and problem-solving skills with strong attention to detail
• Able to independently drive work forward, manage multiple priorities, and persist through complex challenges
• Strong written and verbal communication skills, with the ability to convey complex concepts to diverse audiences

Qualifications

• Preferred: Degree in Finance, Economics, or a quantitative field, and/or CFA designation
• 6+ years of related experience in market risk, ALM, or capital risk analytics
• Experience with SQL or similar data querying tools
• Exposure to deposit modeling, mortgage prepayment modeling, or related behavioral modeling techniques

Benefits

Includes a competitive benefits package that takes care of the whole you – both today and in the future: 401(k) with company match and Employee stock purchase plan, Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions, Paid parental leave and family building benefits, Tuition reimbursement, Health, dental, and vision insurance

Pay

TBD

Schedule

Hybrid Work and Flexibility approach