Sr LoanClosing Specialist

Supports the Commercial Lending Team by preparing and reviewing pre-closing documentation for Commercial Lending and/or Commercial Real Estate construction and permanent loans.

Responsibilities

• Perform pre-funding loan file quality control reviews, including review of credit report, appraisal, occupancy, red flags, underwriting, and compliance.
• Prepare loan documents for various types of loans: Commercial Real Estate, Commercial Term Loans, Revolving Lines of Credit, Residential Construction, Lines of Credit, Consumer Loans, Consumer Real Estate Loans, SBA loans, and Letters of Credit accurately and timely.
• Review attorney-prepared loan documents for accuracy.
• Produce renewal and/or change-in-terms loan documents as needed.
• Perform pre-funding loan document reviews for other Pre-Funding Specialists prior to closing.
• Ensure proper approvals are on credit memos and verify loan document guidelines (collateral, policy, exceptions, fees, and payment adjustments).
• Coordinate with title company, Relationship Assistant, Bank Officer, and Commercial Attorney to ensure readiness for closing.
• Finalize Pre-Funding checklist to confirm terms match loan approval, all closing documents are executed, and the settlement statement matches pre-approval.
• Communicate with Relationship Assistant, Bank Officer, Commercial Attorney, and third-party originating entities/vendors.
• Perform other projects and tasks as assigned by management.
• Maintain compliance with applicable laws, regulations, and bank policies/procedures.
• Ensure the security and confidentiality of pertinent information and records.
• Maintain professional development through ongoing training.
• Demonstrate courteous, self-motivated, and dependable behavior while maintaining a professional environment in appearance and conduct.

Requirements

• Associate degree or equivalent education and experience.
• Three years of job-related and customer service experience in a financial institution.

Skills

• Proficiency with Microsoft Office, Loan Origination Software, Synergy Capture, Xperience, LaserPro, and ppdocs.com.
• Strong accuracy, attention to detail, and organizational skills.
• Analytical and problem-solving abilities with good time management.
• Excellent verbal and written communication skills.
• Ability to work cooperatively in a team environment.