Sr CRA Loan Specialist

Essential Duties And Responsibilities

• Leading Internal and External Sales and Partnership meetings
• Affiliate membership in real estate trade associations and/or nonprofit partners boards or committees
• Maintain and grow internal relationships with Membership Advantage, Community Economic Development team, Business Resource Groups, and Financial Center One Bank Teams
• Develop and maintain CRA prospects & referral contacts (realtors, builders, professional and personal contacts)
• Act as peer mentor to newly hired CRA MLOs
• Maintain knowledge of Fifth Third Mortgage Company's policies and procedures
• Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines
• Conduct and coordinate homebuyer-training seminars for CRA potential applicants
• Handle employee loans and participate in appropriate Fifth Third-coordinated functions to promote employee loans
• Follow defined protocol for escalation of exceptions
• Take applicant applications by completing Fannie Mae form 1003 on the laptop
• Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses, and transmitting the loan to LOMAS
• Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management
• Manage pipelines for all originated loans through closing and complete required management reports
• Communicate with applicants and/or referral sources by providing timely updates and progress reports
• Manage high levels of customer service while managing each applicant's and support staff's expectations
• Attend and participate in all Consumer Lending meetings as required by management

Minimum Knowledge And Skills Required

• High school diploma or equivalent mandatory
• Four-year college degree preferred
• Knowledge of conventional and/or government lending guidelines
• Knowledge of residential mortgage processing, underwriting, and closing procedures
• Knowledge of federal lending regulations governing real estate lending
• Demonstrated organizational skills
• Strong written and verbal communications skills
• Demonstrated teamwork and customer service skills
• Proven computer skills
• Basic sales technique skills
• Strong desire to excel in a competitive environment

Pay

Compensation for this position is largely incentive-based. Incentive compensation is combined with either a base salary or a draw to determine total cash compensation, and incentive compensation is based upon company, line of business and/or individual performance.

Schedule

The schedule for this position is typically full-time.

Benefits

Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional, and social well-being. For more information, please visit our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html.

Location

West Chester Township, Ohio 45069

Equal Opportunity Employer

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.