Sr. Litigation Specialist General Liability
Travelers · Morristown, NJ · 4 wk ago
Hybrid$94k–$156k/yrFull-time
We need to output HTML fragment with sections for headings: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Only include sections that have real specific content. We must not repeat job title. Must not include Job ID etc. Must remove boilerplate like EEO, etc. Must preserve all substantive info.
We need to parse the posting.
Sections present:
- Who Are We? (About the company) maybe "About the role"? Actually "Who Are We?" is about company. Could map to "About the role"? The instruction: use for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). So we can use those headings if content matches.
We have:
Compensation Overview: includes salary range, target openings, sign on bonus mention. So we can have Pay section with salary range and maybe sign on bonus.
What Is the Opportunity? includes description of role, sign on bonus eligibility. Could be About the role or Responsibilities? Probably "About the role" summarises the role.
What Will You Do? is responsibilities list.
What Will Our Ideal Candidate Have? includes qualifications, skills, etc.
What is a Must Have? includes minimum requirements.
What is in It for You? benefits.
Thus we can map:
- About the role: maybe combine "Who Are We?" and "What Is the Opportunity?"? But we need to avoid duplication. Could put "About the role" with description of role and company culture.
- Responsibilities: from "What Will You Do?" (list of duties).
- Requirements: maybe "What is a Must Have?" (minimum requirements) or combine with qualifications.
- Qualifications: from "What Will Our Ideal Candidate Have?" (education, experience, knowledge).
- Skills: could extract from list of competencies (Analytical Thinking - Advanced, etc.) maybe as Skills.
- Benefits: from "What is in It for You?" (health insurance, retirement, PTO, wellness, volunteer).
- Pay: from Compensation Overview (salary range, sign on bonus, target openings maybe). Also mention performance-based cash incentive awards.
- Schedule: not mentioned; we should not include Schedule section if no content.
We must not include headings with filler like "not specified". So omit Schedule.
We must not include boilerplate like EEO, equal opportunity, etc. Remove those lines.
We must preserve all substantive info: need to include details like salary range, sign on bonus, target openings, performance-based cash incentive awards, health insurance details, retirement match, student loan program, pension plan, PTO, holidays, wellness program, mental health, volunteer matching gift.
Also include details about role: investigating, evaluating, reserving, negotiating, resolving Specialty Liability Bodily Injury and Property Damage claims, etc. Also mention consulting/training resources, serving as contact, etc.
Responsibilities list: many bullet points; we need to convert to
for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). So we can use those headings if content matches.
We have:
Compensation Overview: includes salary range, target openings, sign on bonus mention. So we can have Pay section with salary range and maybe sign on bonus.
What Is the Opportunity? includes description of role, sign on bonus eligibility. Could be About the role or Responsibilities? Probably "About the role" summarises the role.
What Will You Do? is responsibilities list.
What Will Our Ideal Candidate Have? includes qualifications, skills, etc.
What is a Must Have? includes minimum requirements.
What is in It for You? benefits.
Thus we can map:
- About the role: maybe combine "Who Are We?" and "What Is the Opportunity?"? But we need to avoid duplication. Could put "About the role" with description of role and company culture.
- Responsibilities: from "What Will You Do?" (list of duties).
- Requirements: maybe "What is a Must Have?" (minimum requirements) or combine with qualifications.
- Qualifications: from "What Will Our Ideal Candidate Have?" (education, experience, knowledge).
- Skills: could extract from list of competencies (Analytical Thinking - Advanced, etc.) maybe as Skills.
- Benefits: from "What is in It for You?" (health insurance, retirement, PTO, wellness, volunteer).
- Pay: from Compensation Overview (salary range, sign on bonus, target openings maybe). Also mention performance-based cash incentive awards.
- Schedule: not mentioned; we should not include Schedule section if no content.
We must not include headings with filler like "not specified". So omit Schedule.
We must not include boilerplate like EEO, equal opportunity, etc. Remove those lines.
We must preserve all substantive info: need to include details like salary range, sign on bonus, target openings, performance-based cash incentive awards, health insurance details, retirement match, student loan program, pension plan, PTO, holidays, wellness program, mental health, volunteer matching gift.
Also include details about role: investigating, evaluating, reserving, negotiating, resolving Specialty Liability Bodily Injury and Property Damage claims, etc. Also mention consulting/training resources, serving as contact, etc.
Responsibilities list: many bullet points; we need to convert to - . Must preserve all.
Qualifications: Bachelor's Degree, advanced level knowledge in coverage, contract interpretation, liability and damages analysis, thorough understanding of litigation process, relevant case and statutory law, expert litigation management skills, extensive claim and/or legal experience and technical expertise to evaluate severe and complex claims, able to make independent decisions, thorough understanding of business line products, policy language, exclusions, ISO forms, effective claims handling practices, plus list of competencies (Analytical Thinking - Advanced, etc.). We'll put those as Skills maybe.
Requirements: Must Have: High School Degree or GED, 3 years of liability claim handling experience and/or comparable litigation claim experience, acquisition and maintenance of Insurance License(s) may be required, generally license(s) required within three months.
We could also include "Bachelor's Degree" as qualification not requirement.
We need to avoid duplication: maybe put Bachelor's under Qualifications, not Requirements.
Skills: list of competencies.
Now produce HTML.
Structure:
About the role
... (company culture + opportunity description)
Responsibilities
- ... each duty as separate li
Requirements
- ...
Qualifications
- ...
Skills
- ...
Benefits
- ...
Pay
... salary range, sign on bonus, target openings, performance-based cash incentive awards.
We must not repeat job title.
Now craft content.
About the role: combine "Who Are We?" and "What Is the Opportunity?" maybe.
Who Are We?: "Taking care of our customers, our communities and each other. That’s the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it."
What Is the Opportunity?: "This role is eligible for a sign on bonus. Under general supervision, this position is responsible for investigating, evaluating, reserving, negotiating and resolving assigned Specialty Liability Bodily Injury and Property Damage claims. Provides quality claim handling throughout the claim life cycle (customer contacts, coverage, investigation, evaluation, reserving, litigation management, negotiation and resolution) including maintaining full compliance with internal and external quality standards and state specific regulations. Provides consulting and training resources, and serves as a contact and technical resource to the field and our business partners. This job does not manage staff."
We can combine.
Responsibilities: list from "What Will You Do?" each sentence as bullet.
Let's extract bullet points:
- Directly handles assigned severity claims.
- Provides quality customer service and ensures quality and timely coverage analysis and communication with insured based on application of policy information to facts or allegations of each case.
- Consults with Manager on use of Claim Coverage Counsel as needed.
- Directly investigates each claim through prompt and strategically-appropriate contact with appropriate parties such as policyholders, accounts, claimants, law enforcement agencies, witnesses, agents, medical providers and technical experts to determine the extent of liability, damages, and contribution potential.
- Interview witnesses and stakeholders; take necessary statements, as strategically appropriate.
- Actively engages in the identification, selection and direction of appropriate internal and/or external resources for specific activities required to effectively evaluate claims, such as Subrogation, Risk Control, nurse consultants, and fire or fraud investigators, and other experts.
- Verifies the nature and extent of injury or property damage by obtaining and reviewing appropriate records and damage documentation.
- Maintains claim files and documents claim file activities in accordance with established procedures.
- Utilizes evaluation documentation tools in accordance with department guidelines.
- Proactively creates Claim File Analysis (CFA) for adherence to quality standards.
- Utilizes diary management system to ensure that all claims are handled timely.
- At required time intervals, evaluate liability & damages exposure.
- Establishes and maintains proper indemnity and expense reserves.
- Recommends appropriate cases for discussion at roundtable.
- Attends and/or present at roundtables/ authority discussions for collaboration of technical expertise resulting in improved payout on indemnity and expense.
- Actively and enthusiastically shares experience and knowledge of creative resolution techniques to improve the claim results of others.
- Applies the Company's claim quality management protocols and Best Practices to all claims; documents the rationale for any departure from applicable protocols with or without assistance.
- Develops and employ creative resolution strategies.
- Responsible for prompt and proper disposition of all claims within delegated authority.
- Negotiates disposition of claims with insureds and claimants or their legal representatives.
- Recognizes and implements alternate means of resolution.
- Manages litigated claims. Develops litigation plan with staff or panel counsel, including discovery and legal expenses, to assure effective resolution and to satisfy customers.
- Applies litigation management through the selection of counsel, evaluation and direction of claim and litigation strategy,
- Tracks and controls legal expenses to assure cost-effective resolution.
- Effectively and efficiently manage both allocated and unallocated loss adjustment expenses.
- Perform other duties as assigned.
We need to ensure each bullet is a - .
Requirements: from "What is a Must Have?":
- High School Degree or GED.
- 3 years of liability claim handling experience and/or comparable litigation claim experience.
- In order to perform the essential job functions of this job, acquisition and maintenance of Insurance License(s) may be required to comply with state and Travelers requirements.
- Generally, license(s) are required to be obtained within three months of starting the job.
We could also include that Bachelor's is not a must but qualification.
Qualifications: from "What Will Our Ideal Candidate Have?":
- Bachelor's Degree.
- Advanced level knowledge in coverage, contract interpretation, liability and damages analysis and has a thorough understanding of the litigation process, relevant case and statutory law and expert litigation management skills.
- Extensive claim and/or legal experience and technical expertise to evaluate severe and complex claims.
- Able to make independent decisions on most assigned cases without involvement of supervisor.
- Thorough understanding of business line products, policy language, exclusions, ISO forms, and effective claims handling practices.
- Analytical Thinking - Advanced.
- Judgment/Decision Making - Advanced.
- Communication - Advanced.
- Negotiation - Advanced.
- Insurance Contract Knowledge - Advanced.
- Principles of Investigation - Advanced.
- Value Determination - Advanced.
- Settlement Techniques - Advanced.
- Legal Knowledge - Advanced.
- Medical Knowledge - Intermediate.
We could combine some.
Skills: maybe the list of competencies (Analytical Thinking, etc.) but we already included them in qualifications. Could separate: Skills: those competencies. Qualifications: education, experience, knowledge areas.
Let's decide:
Qualifications: Bachelor's Degree, Advanced level knowledge in coverage, contract interpretation, liability and damages analysis, thorough understanding of litigation process, relevant case and statutory law, expert litigation management skills, Extensive claim and/or legal experience and technical expertise to evaluate severe and complex claims, Able to make independent decisions on most assigned cases without involvement of supervisor, Thorough understanding of business line products, policy language, exclusions, ISO forms, and effective claims handling practices.
Skills: Analytical Thinking - Advanced, Judgment/Decision Making - Advanced, Communication - Advanced, Negotiation - Advanced, Insurance Contract Knowledge - Advanced, Principles of Investigation - Advanced, Value Determination - Advanced, Settlement Techniques - Advanced, Legal Knowledge - Advanced, Medical Knowledge - Intermediate.
Benefits: from "What is in It for You?":
- Health Insurance: Employees and their eligible family members – including spouses, domestic partners, and children – are eligible for coverage from the first day of employment.
- Retirement: Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers.
- Paid Time Off: Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays.
- Wellness Program: The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs.
- Volunteer Encouragement: We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice.
Pay: from Compensation Overview:
- The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education
About the role
... (company culture + opportunity description)
Responsibilities
- ... each duty as separate li
Requirements
- ...
Qualifications
- ...
Skills
- ...
Benefits
- ...
Pay
... salary range, sign on bonus, target openings, performance-based cash incentive awards.
We must not repeat job title. Now craft content. About the role: combine "Who Are We?" and "What Is the Opportunity?" maybe. Who Are We?: "Taking care of our customers, our communities and each other. That’s the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it." What Is the Opportunity?: "This role is eligible for a sign on bonus. Under general supervision, this position is responsible for investigating, evaluating, reserving, negotiating and resolving assigned Specialty Liability Bodily Injury and Property Damage claims. Provides quality claim handling throughout the claim life cycle (customer contacts, coverage, investigation, evaluation, reserving, litigation management, negotiation and resolution) including maintaining full compliance with internal and external quality standards and state specific regulations. Provides consulting and training resources, and serves as a contact and technical resource to the field and our business partners. This job does not manage staff." We can combine. Responsibilities: list from "What Will You Do?" each sentence as bullet. Let's extract bullet points: - Directly handles assigned severity claims. - Provides quality customer service and ensures quality and timely coverage analysis and communication with insured based on application of policy information to facts or allegations of each case. - Consults with Manager on use of Claim Coverage Counsel as needed. - Directly investigates each claim through prompt and strategically-appropriate contact with appropriate parties such as policyholders, accounts, claimants, law enforcement agencies, witnesses, agents, medical providers and technical experts to determine the extent of liability, damages, and contribution potential. - Interview witnesses and stakeholders; take necessary statements, as strategically appropriate. - Actively engages in the identification, selection and direction of appropriate internal and/or external resources for specific activities required to effectively evaluate claims, such as Subrogation, Risk Control, nurse consultants, and fire or fraud investigators, and other experts. - Verifies the nature and extent of injury or property damage by obtaining and reviewing appropriate records and damage documentation. - Maintains claim files and documents claim file activities in accordance with established procedures. - Utilizes evaluation documentation tools in accordance with department guidelines. - Proactively creates Claim File Analysis (CFA) for adherence to quality standards. - Utilizes diary management system to ensure that all claims are handled timely. - At required time intervals, evaluate liability & damages exposure. - Establishes and maintains proper indemnity and expense reserves. - Recommends appropriate cases for discussion at roundtable. - Attends and/or present at roundtables/ authority discussions for collaboration of technical expertise resulting in improved payout on indemnity and expense. - Actively and enthusiastically shares experience and knowledge of creative resolution techniques to improve the claim results of others. - Applies the Company's claim quality management protocols and Best Practices to all claims; documents the rationale for any departure from applicable protocols with or without assistance. - Develops and employ creative resolution strategies. - Responsible for prompt and proper disposition of all claims within delegated authority. - Negotiates disposition of claims with insureds and claimants or their legal representatives. - Recognizes and implements alternate means of resolution. - Manages litigated claims. Develops litigation plan with staff or panel counsel, including discovery and legal expenses, to assure effective resolution and to satisfy customers. - Applies litigation management through the selection of counsel, evaluation and direction of claim and litigation strategy, - Tracks and controls legal expenses to assure cost-effective resolution. - Effectively and efficiently manage both allocated and unallocated loss adjustment expenses. - Perform other duties as assigned. We need to ensure each bullet is a