Sr. Dealer Financial Review & Examination Manager

About the role

We're seeking a senior credit risk professional to conduct independent, on-site financial reviews of automobile dealerships nationwide. In this role, you'll travel extensively across the U.S. to assess dealer cash flow, liquidity, working capital, and overall financial condition through hands-on reviews of books, records, and bank activity.

Responsibilities

• Conduct on-site financial reviews of new and existing commercial borrowers
• Review books, records, accounting systems, and bank activity for accuracy and reliability
• Analyze cash flow, liquidity, working capital, and balance sheet integrity
• Perform bank reconciliations and assess true available cash
• Identify financial weaknesses, trends, and risk indicators
• Recommend financial statement and working capital adjustments
• Prepare concise field examination and credit review reports
• Support risk grading, watchlist/criticized asset decisions
• Provide independent financial analysis for workouts, restructurings, and special situations
• Partner with Commercial Risk, Credit, and Legal while maintaining second-line independence
• 75-80% travel to dealerships nationwide

Requirements

• 8+ years of commercial credit, financial analysis, field exams, or risk oversight in Dealer Financial Services, Commercial Banking, Commercial Credit Review or Forensic Accounting
• Bachelor’s degree in Accounting, Finance or related field
• CPA, CFE or CFA a plus

Qualifications

• Deep understanding of cash flow, liquidity, and working capital
• Strong experience with Credit risk grading frameworks
• Clear, confident communicator with strong judgment
• Comfortable conducting borrower on-site reviews
• Ability to engage with senior leadership and borrower management teams
• Experience with criticized assets or special situations (plus)
• Ability to travel and conduct assessments on site at dealer locations

Skills

• Excellent analytical and problem-solving skills
• Strong communication and interpersonal skills
• Proficiency in Microsoft Office Suite

Benefits

• Hybrid work schedule offering 4 on-site days and 1 remote day per week
• Vehicle benefits designed around your role, including monthly allowances and purchase and lease discounts
• Flexible health coverage with medical, dental, and vision plans, including no cost and low-cost options
• Annual employer HSA contribution to help offset healthcare expenses
• 401(k) with company match and immediate vesting, so you can start building your future from day one
• 100% company-paid life and disability insurance for added peace of mind
• Wellbeing programs at no cost to you, including gym benefits and health resources
• Generous parental leave to support growing families
• Paid Volunteer Time Off, plus a company donation to a charity of your choice

Pay

$132,000.00 - $204,600.00

Schedule

Full-time