Sr Commercial Portfolio Manager - Huntington Technology Finance (Underwriter)

This position can be located at any Huntington corporate office. The Senior Commercial Portfolio Manager – Technology Finance underwrites credit exposure for large, complex customer relationships and circumstances. The role includes day‑to‑day interaction with assigned Sales Reps, management of portfolio risk, and adherence to all regulatory and compliance guidelines. A critical component is early identification of emerging credit problems and industry trends.

Responsibilities

• Service, deepen, and retain assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities, per Huntington policies, procedures, and Guiding Principles.
• Own primary responsibility for the credit and monitoring of commercial portfolio risks.
• Ensure underwriting quality, portfolio administration, and credit quality of the assigned portfolio while working directly with the Team Leader and Regional Credit Officer.
• Underwrite complex and large credit requests for prospects and clients.
• Apply mastery of client and industry expertise; analyze company performance and the impact of industry, competitive dynamics, and macroeconomic events on creditworthiness.
• Account for risk evaluation and associated regulatory compliance requirements.
• Provide independent, in‑depth analysis of financial statements, projections, and business plans; identify and mitigate key risks.
• Manage the assigned portfolio by monitoring performance and trends, identifying issues, and following through for remediation.
• Perform financial statement spreading, maintain risk rating integrity, and conduct compliance and regulatory review.
• Maintain extensive knowledge of corporate banking, investment banking, and commercial banking solutions, as well as market trends and business drivers.
• Understand and articulate industry trends, economic patterns, and their implications, and proactively share information across the organization.
• Mentor Credit Analysts and junior‑level Portfolio Managers.
• Perform other duties as assigned.

Required Qualifications

• Bachelor’s Degree in Accounting, Finance, or a related field.
• 5+ years of experience in commercial credit analysis.

Preferred Qualifications

• Experience conducting cash‑flow analysis for large, complex publicly traded companies.
• Intermediate proficiency with Microsoft Office desktop applications.
• Proficiency with Moody’s spreading software.
• Previous equipment finance underwriting experience.
• Strong interpersonal skills and solid written/verbal communication.
• Ability to prioritize workflow and multitask in a fast‑paced environment.
• RMA‑CRC designation.
• CLFP designation.

Compensation

Compensation Range: $70,000 – $154,000 annual base salary. Actual compensation will vary based on location, experience, education, and other factors. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.

Benefits

• Health insurance coverage
• Wellness program
• Life and disability insurance
• Retirement savings plan
• Paid leave programs
• Paid holidays and paid time off (PTO)

Workplace

Office setting with the possibility of flexible work arrangements that combine in‑office and remote work, as determined by the hiring team.

Exempt Status: Yes (not eligible for overtime pay).