Sr Commercial Portfolio Manager - Huntington Technology Finance (Underwriter)

About the role

This position can be located at any Huntington corporate office. The Senior Commercial Portfolio Manager – Technology Finance underwrites credit exposure for large, complex customer relationships and circumstances. Includes day-to-day interaction with assigned Sales Reps, management of portfolio risk, and adherence to all regulatory and compliance guidelines. A critical component of this role is early identification of emerging credit problems and industry trends.

Responsibilities

• Services, deepens, and retains assigned profitable customer relationships by pro-actively evaluating and mitigating associated business risks and opportunities, per established Huntington policies, procedures, and Guiding Principles.
• Owns primary responsibility for the credit and monitoring of Commercial portfolio risks.
• Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working directly with the Team Leader and Regional Credit Officer.
• Underwrites complex and large credit requests for prospects and clients.
• Possesses a mastery of client and industry expertise, analyzes company performance and the impact of industry and competitive dynamics and macroeconomic events on the creditworthiness of prospects and clients.
• Accountable for risk evaluation and associated regulatory compliance requirements.
• Provides independent, in-depth analysis of financial statements, projections, and business plans; identifies and mitigates key risks.
• Accountable for and manages assigned portfolio by monitoring performance and trends, identifying issues, and following through for remediation.
• Responsible for financial statement spreading, risk rating integrity, compliance, and regulatory review.
• Responsible for maintaining an extensive level of knowledge of corporate banking, investment banking, and commercial banking solutions, in addition to market trends and business drivers.
• Understands and articulates industry trends, patterns in the economy, and the implications thereof, and proactively shares information across the organization.
• Mentor Credit Analysts and junior-level Portfolio Managers.
• Performs other duties as assigned.

Required Qualifications

• Bachelor's Degree in Accounting, Finance, or related field.
• 5+ years of experience in commercial credit analysis.

Preferred Qualifications

• Experience conducting cash flow analysis for large, complex publicly traded companies.
• Intermediate proficiency with MS Office Desktop applications.
• Proficiency with Moody’s spreading software.
• Previous equipment finance underwriting experience.
• Strong interpersonal skills and solid written/verbal communication.
• Ability to prioritize workflow and multi-task in a fast-paced environment.
• RMA-CRC designation.
• CLFP designation.

Benefits

• Health insurance coverage
• Wellness program
• Life and disability insurance
• Retirement savings plan
• Paid leave programs
• Paid holidays
• Paid time off (PTO)
• Eligibility to participate in an applicable incentive compensation plan

Pay

Compensation range: $70,000 - $154,000 annual salary (base compensation). Actual compensation will vary based on location, experience, and education. Eligible for incentive compensation plan.