Sr Commercial Portfolio Manager - Huntington Technology Finance (Underwriter)

This position can be located at any Huntington corporate office. The Senior Commercial Portfolio Manager – Technology Finance underwrites credit exposure for large, complex customer relationships and circumstances, interacting daily with assigned Sales Representatives, managing portfolio risk, and adhering to all regulatory and compliance guidelines. A critical component of this role is early identification of emerging credit problems and industry trends.

Responsibilities

• Service, deepen, and retain assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities, per Huntington policies, procedures, and Guiding Principles.
• Own primary responsibility for the credit and monitoring of commercial portfolio risks.
• Responsible for underwriting quality, portfolio administration, and credit quality of the assigned portfolio, working directly with the Team Leader and Regional Credit Officer.
• Underwrite complex and large credit requests for prospects and clients.
• Analyze company performance and the impact of industry, competitive dynamics, and macroeconomic events on creditworthiness.
• Accountable for risk evaluation and associated regulatory compliance requirements.
• Provide independent, in‑depth analysis of financial statements, projections, and business plans; identify and mitigate key risks.
• Manage the assigned portfolio by monitoring performance and trends, identifying issues, and following through for remediation.
• Perform financial statement spreading, risk rating integrity, compliance, and regulatory review.
• Maintain extensive knowledge of corporate banking, investment banking, and commercial banking solutions, market trends, and business drivers.
• Understand and articulate industry trends, economic patterns, and their implications; proactively share information across the organization.
• Mentor Credit Analysts and junior‑level Portfolio Managers.
• Perform other duties as assigned.

Required Qualifications

• Bachelor’s Degree in Accounting, Finance, or a related field.
• 5+ years of experience in commercial credit analysis.

Preferred Qualifications

• Experience conducting cash flow analysis for large, complex publicly traded companies.
• Intermediate proficiency with Microsoft Office desktop applications.
• Proficiency with Moody’s spreading software.
• Previous equipment finance underwriting experience.
• Strong interpersonal skills and solid written/verbal communication.
• Ability to prioritize workflow and multi‑task in a fast‑paced environment.
• RMA‑CRC designation.
• CLFP designation.

Compensation

Compensation Range: $70,000 – $154,000 annual base salary. Actual compensation varies based on location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. Exempt status: Yes (not eligible for overtime pay).

Benefits

• Health insurance coverage
• Wellness program
• Life and disability insurance
• Retirement savings plan
• Paid leave programs
• Paid holidays
• Paid time off (PTO)

Workplace

The role is office‑based, with the possibility of a flexible work arrangement that combines in‑office and work‑from‑home time. Specific arrangements will be provided by the hiring team.