Jobs · Finance · Texas

Sr Commercial Portfolio Manager - Huntington Technology Finance (Underwriter)

Huntington Commercial Bank · Houston, TX · 1 mo ago
Finance$70k–$154k/yrFull-time
We need to output HTML fragment with sections: About the role? The description includes a paragraph about location and role. Use

for section headings: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Only include sections where there is real specific content. We need to parse the posting. Content: - Description: "This position can be located at any Huntington corporate office. The Senior Commercial Portfolio Manager – Technology Finance underwrites credit exposure for large, complex customer relationships and circumstances. Includes day-to-day interaction with assigned Sales Reps, management of portfolio risk, and adherence to all regulatory and compliance guidelines. A critical component of this role is early identification of emerging credit problems and industry trends." That's about the role. - Duties And Responsibilities: a long paragraph with many duties. We'll need to split into list items? The instruction: Use
  • for any list of duties/requirements/benefits, and

    for prose. So we need to decide if duties are a list. The text is a paragraph with many sentences separated by periods. Could treat as list items each duty. Better to split into

    • each duty. But we must preserve all substantive information; not invent or summarize away detail. We can break sentences into list items; that's still preserving content. Should we keep as prose? The instruction says use
      • for any list of duties/requirements/benefits. It doesn't say we must convert prose to list; but if it's not already a list, we could keep as

        . However the duties are enumerated implicitly; but we can keep as

        with sentences. The instruction: "Use

        • for any list of duties/requirements/benefits, and

          for prose." If the posting has duties as a paragraph, we can keep as

          . But we might want to split into list for clarity. However we must not invent structure; but splitting sentences into list items is not inventing, it's just reformatting. It's still preserving all info. I'd lean to make a

          • list for duties. Similarly Required Qualifications: "Bachelor's Degree in Accounting, Finance, or related field.5+ years of experience in commercial credit analysis." That's two items; could be list. Preferred Qualifications: list of many items. Skills: maybe not explicit; but we have "Strong interpersonal skills and solid written/verbal communication." repeated; also "Ability to prioritize workflow and multi-task in a fast-paced environment." Could be skills. Benefits: The posting mentions: "Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO)." Also "Colleagues in this position are also eligible to participate in an applicable incentive compensation plan." That's benefits. Pay: "Compensation Range $70,000 - $154,000 Annual Salary". Also mention actual compensation varies. So we have pay. Schedule: Not mentioned explicitly; there is workplace type: Office, flexible work arrangement. Could be schedule? Not exactly schedule. The instruction: include Schedule section only if posting actually states them. There's no explicit schedule like full-time, part-time, shift. So we should not include Schedule. We also have Exempt Status, Applications Accepted Through, Workplace Type, etc. Those are metadata; we can fold into short

            or drop. The instruction: do NOT put Job ID / requisition numbers as headings — fold minor metadata into a short

            or drop it. So we can include a short paragraph for metadata like "Applications accepted through 10/02/2026. Exempt status: Yes. Workplace type: Office with flexible arrangements." But we must not create headings for those. We must remove boilerplate: EEO, equal-opportunity, scam-warning, cookie/navigation/legal, duplicated lines. Also remove "Huntington is an Equal Opportunity Employer." etc. Also remove "Tobacco-Free Hiring Practice..." etc. Also remove "Note to Agency Recruiters..." etc. We must preserve all substantive information. So we keep location, role description, duties, responsibilities, qualifications, preferred qualifications, skills, benefits, pay, workplace type, exempt status, applications accepted date. We need to output only HTML fragment, no /, no markdown. We'll structure:

            About the role

            ... (location and role description)

            Responsibilities

            • ...
            • ...

            Requirements

            • Bachelor's Degree in Accounting, Finance, or related field.
            • 5+ years of experience in commercial credit analysis.

            Qualifications

            Maybe we separate Required vs Preferred? The instruction only lists headings: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. So "Qualifications" could be for preferred qualifications? Or we could put both required and preferred under Qualifications? But we already have Requirements for required qualifications. Then Qualifications for preferred qualifications. We'll follow that. Thus:

            Qualifications

            • Experience conducting cash flow analysis for large, complex publicly traded companies.
            • Intermediate proficiency with MS Office Desktop applications.
            • Proficiency with Moody’s spreading software.
            • Previous equipment finance underwriting experience.
            • Strong interpersonal skills and solid written/verbal communication.
            • Ability to prioritize workflow and multi-task in a fast-paced environment.
            • RMA-CRC designation.
            • CLFP designation.
            Note: Strong interpersonal skills appears twice; we can deduplicate.

            Skills

            We could list skills like "Strong interpersonal skills and solid written/verbal communication", "Ability to prioritize workflow and multi-task in a fast-paced environment", maybe also "Mastery of client and industry expertise", "Analyzes company performance and impact of industry and competitive dynamics and macroeconomic events", etc. But those are more duties. However we can still put skills as separate if we want. But we might not need Skills section if we already covered in Responsibilities and Qualifications. The instruction: prefer a few substantive sections over many thin ones. So maybe we omit Skills if not distinct. But we have some skill statements not captured elsewhere: "Strong interpersonal skills and solid written/verbal communication" appears also in Preferred Qualifications; we already have that. "Ability to prioritize workflow and multi-task in a fast-paced environment" also in Preferred Qualifications. So Skills may be redundant. We could omit Skills. But we need to include Benefits, Pay.

            Benefits

            • Health insurance coverage
            • Wellness program
            • Life and disability insurance
            • Retirement savings plan
            • Paid leave programs
            • Paid holidays
            • Paid time off (PTO)
            • Incentive compensation plan eligibility
            Pay:

            Pay

            Compensation range: $70,000 - $154,000 annual salary. Actual compensation varies based on location, experience, education. Eligible for applicable incentive compensation plan.

            We could also mention that it's base compensation range. We might also include a short metadata paragraph after About the role or at end: e.g.,

            Applications accepted through October 2, 2026. Exempt status: Yes. Workplace type: Office with flexible work arrangements.

            We must not create headings for that. Now check for any duplicated lines: we removed duplicates. Check for boilerplate removed: EEO, Tobacco-Free, Note to Agency Recruiters, etc. Check that we preserved all substantive info: location, role description, duties, responsibilities, required qualifications, preferred qualifications, benefits, pay, exempt status, applications accepted date, workplace type. We have not included "Underwrites credit exposure for large, complex customer relationships and circumstances." That is in About the role paragraph. We have not included "Includes day-to-day interaction with assigned Sales Reps, management of portfolio risk, and adherence to all regulatory and compliance guidelines." That's in About the role. We have not included "A critical component of this role is early identification of emerging credit problems and industry trends." That's in About the role. We have not included the long duties paragraph; we turned into list items. Need to ensure we captured each duty. Let's extract duties from the text: "Duties And Responsibilities Services, deepens, and retains assigned profitable customer relationships by pro-actively evaluating and mitigating associated business risks and opportunities, per established Huntington policies, procedures, and Guiding Principles. Owns primary responsibility for the credit and monitoring of Commercial portfolio risks. Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working directly with the Team Leader and Regional Credit Officer. Underwrites complex and large credit requests for prospects and clients. Possesses a mastery of client and industry expertise, analyzes company performance and the impact of industry and competitive dynamics and macroeconomic events on the creditworthiness of prospects and clients. Accountable for risk evaluation and associated regulatory compliance requirements. Provides independent, in-depth analysis of financial statements, projections, and business plans; identifies and mitigates key risks. Accountable for and manages assigned portfolio by monitoring performance and trends, identifying issues, and following through for remediation. Responsible for financial statement spreading, risk rating integrity, compliance, and regulatory review. Responsible for maintaining an extensive level of knowledge of corporate banking, investment banking, and commercial banking solutions, in addition to market trends and business drivers. Understands and articulates industry trends, patterns in the economy, and the implications thereof, and proactively shares information across the organization. Mentor Credit Analysts and junior-level Portfolio Managers. Performs other duties as assigned." We need to turn each sentence into
          • . Ensure we keep the content. Let's list them: 1. Services, deepens, and retains assigned profitable customer relationships by pro-actively evaluating and mitigating associated business risks and opportunities, per established Huntington policies, procedures, and Guiding Principles. 2. Owns primary responsibility for the credit and monitoring of Commercial portfolio risks. 3. Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working directly with the Team Leader and Regional Credit Officer. 4. Underwrites complex and large credit requests for prospects and clients. 5. Possesses a mastery of client and industry expertise, analyzes company performance and the impact of industry and competitive dynamics and macroeconomic events on the creditworthiness of prospects and clients. 6. Accountable for risk evaluation and associated regulatory compliance requirements. 7. Provides independent, in-depth analysis of financial statements, projections, and business plans; identifies and mitigates key risks. 8. Accountable for and manages assigned portfolio by monitoring performance and trends, identifying issues, and following through for remediation. 9. Responsible for financial statement spreading, risk rating integrity, compliance, and regulatory review. 10. Responsible for maintaining an extensive level of knowledge of corporate banking, investment banking, and commercial banking solutions, in addition to market trends and business drivers. 11. Understands and articulates industry trends, patterns in the economy, and the implications thereof, and proactively shares information across the organization. 12. Mentor Credit Analysts and junior-level Portfolio Managers. 13. Performs other duties as assigned. Now Required Qualifications: "Bachelor's Degree in Accounting, Finance, or related field.5+ years of experience in commercial credit analysis." Note missing space after period; we will add space. Preferred Qualifications list: - Experience conducting cash flow analysis for large, complex publicly traded companies. - Intermediate proficiency with MS Office Desktop applications. - Proficiency with Moody’s spreading software. - Previous equipment finance underwriting experience. - Strong interpersonal

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