Sr. Commercial Mobility Risk Analytics Associate
About the role
Hyundai Capital America (HCA) helps people move forward. Through Hyundai Motor Finance, Genesis Finance, and Kia Finance, we deliver innovative financing, leasing, and insurance solutions to more than 3 million customers and businesses nationwide. We’re a company driven by growth, innovation, and people. At HCA, you’ll find opportunities to build new skills, expand your career, and make a real impact—while working in a diverse, inclusive, and values-driven environment. We’re proud to support our communities through volunteerism, philanthropy, and engaged Employee Resource Groups. If you’re looking for a fast-paced, collaborative workplace where your ideas matter, join us as we lead the future of financing freedom of movement.
Responsibilities
- Data Collection and Analytics
- Gather, analyze, and report the accurate and summarize information in support of department or unit policies, administration and regulatory requirements.
- Prepare and maintain reports, dashboards and monitoring tools and early warning systems to enhance credit decision-making and information reporting to upper management and Risk Control Committee.
- Support portfolio risk scorecards for Commercial Vehicle Finance, commercial truck and trailer financing and other Mobility lending products, and financial reporting.
- Maintain monthly pre-approval lists in support of Mobility products.
- Support monitoring of scorecard performance and other key indicators for the Commercial Vehicle, equipment, Truck, Trailer Financing and Mobility portfolio.
- Research auto industry and data impacting credit risk including but not limited to economic trends forecasts, commercial real estate markets. Mobility specific risks, competitor products and commercial vehicle financing areas.
- Support reporting to meet the needs of the Mobility business. Monthly and Quarterly Loss Forecast Reporting.
- Generate and validate Mobility Portfolio data in support of loss forecasting in compliance with accounting guidelines and audit support.
- Support monthly and quarterly forecast reporting for Mobility portfolios.
- Projects
- Support management with department projects including new product introductions.
- Support stakeholders with periodic and ad-hoc reporting including field sales data requests, FP&A and Mobility.
Requirements
- Minimum 4-6 years related experience in quantitative analysis in an automotive captive, banking or consulting environment.
- Experience with Python, SAS or SQL for product development and pricing, financial reporting, originations and portfolio management, and tracking and monitoring key risk indicators.
- Commercial lending and commercial vehicle finance experience is preferred.
- Bachelor’s Degree in Business Administration, Mathematics, Economics, Operations Research, Statistics, Computer Science or related quantitative experience.
- Proficient skills in Python, SAS, or SQL.
- Proven analytical skills.
- Strong Microsoft Office Suite skills including Excel, Word, PowerPoint.
- Able to work on multiple projects and attention to details and timeline.
- Strong verbal and written communication skills and ability to explain complex data analysis.
Qualifications
- Minimum 4-6 years related experience in quantitative analysis in an automotive captive, banking or consulting environment.
- Experience with Python, SAS or SQL for product development and pricing, financial reporting, originations and portfolio management, and tracking and monitoring key risk indicators.
- Commercial lending and commercial vehicle finance experience is preferred.
- Bachelor’s Degree in Business Administration, Mathematics, Economics, Operations Research, Statistics, Computer Science or related quantitative experience.
- Proficient skills in Python, SAS, or SQL.
- Proven analytical skills.
- Strong Microsoft Office Suite skills including Excel, Word, PowerPoint.
- Able to work on multiple projects and attention to details and timeline.
- Strong verbal and written communication skills and ability to explain complex data analysis.
Skills
- Python
- SAS
- SQL
Benefits
At HCA, our people drive our success. That’s why we offer a competitive rewards package that supports your health, financial future, and overall wellbeing—at work and beyond. Benefits Highlights Hybrid flexibility – 4 days in office, 1 day remoteVehicle perks – monthly vehicle allowance plus purchase and lease discountsComprehensive health coverage – medical, dental, and vision plansEmployer-funded HSA contributions to help reduce healthcare costs401(k) with company match and immediate vesting from day one100% company-paid life and disability insuranceWellbeing benefits including fitness and health resourcesLeadership programs and career development that support continuous learningPaid Volunteer Time Off and a company charitable donation in your honor
Pay
$88,000.00 - $132,000.00
Schedule
Full-time