Sr. Claims Adjuster, Large Loss

What To Expect

The Large Loss Adjuster is responsible for managing high-exposure, complex, and litigated claims, including catastrophic injuries, excess limit exposures, and high-profile cases. The ideal candidate will have a strong background in handling auto insurance claims, a solid understanding of litigation processes, and a proven ability to negotiate settlements. This role plays a critical part in ensuring the timely and fair resolution of complex claims while adhering to legal standards and best practices, with a strong focus on customer service and protecting the interests of both insureds and the company.

What You'll Do

• Manage and direct claim resolution with Defense Counsel, our Insureds, and keep the management team apprised of significant updates
• Manage complex coverage issues, excess limit exposures, catastrophic injuries, high profile cases, and litigated claims, with a focus on customer service
• Communicate with policyholders, adjusters, leadership, legal counsel, and other relevant stakeholders to resolve claims
• Maintain accurate records of claims and ensure compliance with state/federal regulations
• Attend mediations and/or trials, representing the company’s interests and ensuring alignment with legal strategies
• Assess the cost of defense versus indemnity, analyzing financial and legal implications to support strategic decision-making while protecting the insureds and or the company’s interests
• Provide strategic direction to defense counsel, negotiate timely and fair settlements, oversee loss adjustment expenses, and offer actionable recommendations to the claims management team on settlement or defense strategies

What You'll Bring

• 3+ years of bodily injury claims handling experience
• 3+ years of litigation experience preferred
• Strong understanding of auto insurance policies, liability laws, and claims best practices
• Excellent negotiation, communication, and problem-solving skills
• Strong organizational skills with the ability to multi-task, prioritize, and manage a demanding workload while maintaining accuracy and attention to detail

Benefits

• Competitive pay
• Medical plans with $0 payroll deduction
• Fertility, adoption, and surrogacy benefits
• Dental and vision plans with $0 paycheck contribution
• HSA Contribution when enrolled in the High-Deductible medical plan with HSA
• Flexible Spending Accounts (FSA)
• 401(k) with employer match, Employee Stock Purchase Plans, and other financial benefits
• Company-paid Basic Life, AD&D, Short-term and long-term disability insurance (90 day waiting period)
• Employee Assistance Program
• Sick and Vacation time (Flex time for salary positions, Accrued hours for Hourly positions), and Paid Holidays
• Commuter benefits
• Tesla Babies program
• Employee discounts and perks program