Claims Adjuster, Large Loss

What To Expect

The Large Loss Adjuster is responsible for managing high-exposure, complex, and litigated claims, including catastrophic injuries, excess limit exposures, and high-profile cases. The ideal candidate will have a strong background in handling auto insurance claims, a solid understanding of litigation processes, and a proven ability to negotiate settlements. This role plays a critical part in ensuring the timely and fair resolution of complex claims while adhering to legal standards and best practices, with a strong focus on customer service and protecting the interests of both insureds and the company.

What You'll Do

• Manage complex coverage issues, excess limit exposures, catastrophic injuries, high profile cases, and litigated claims, with a focus on customer service
• Communicate with policyholders, adjusters, leadership, legal counsel, and other relevant stakeholders to resolve claims
• Maintain accurate records of claims and ensure compliance with state/federal regulations
• Attend mediations and/or trials, representing the company’s interests and ensuring alignment with legal strategies
• Assess the cost of defense versus indemnity, analyzing financial and legal implications to support strategic decision-making while protecting the insureds and or the company’s interests
• Provide strategic direction to defense counsel, negotiate timely and fair settlements, oversee loss adjustment expenses, and offer actionable recommendations to the claims management team on settlement or defense strategies

What You'll Bring

• Prior Bodily Injury claims handling experience
• Litigation experience preferred
• Strong understanding of auto insurance policies, liability laws, and claims best practices
• Excellent negotiation, communication, and problem-solving skills
• Strong organizational skills with the ability to multi-task, prioritize, and manage a demanding workload while maintaining accuracy and attention to detail

Benefits

• Competitive pay
• Medical plans with $0 payroll deduction
• Fertility, adoption, and surrogacy benefits
• Dental and vision plans with $0 paycheck contribution
• HSA Contribution when enrolled in the High-Deductible medical plan with HSA
• Flexible Spending Accounts (FSA)
• 401(k) with employer match
• Employee Stock Purchase Plans
• Short-term and long-term disability insurance
• Employee Assistance Program
• Sick and Vacation time
• Paid Holidays
• Back-up childcare and parenting support resources
• Voluntary benefits to include: critical illness, hospital indemnity, accident insurance, theft & legal services, and pet insurance
• Weight Loss and Tobacco Cessation Programs
• Tesla Babies program
• Commuter benefits
• Employee discounts and perks program