Sr. Analyst AML-Financial Intelligence Unit (FIU) Transaction Monitoring

Key Responsibilities

• Conduct routine to complex investigations of potentially suspicious activity identified through transaction monitoring surveillance, branch escalations, regulatory inquiries, or referrals from Compliance, Legal, Risk, or other business units.
• Analyze client background information, securities transactions, and fund movements to identify potential money laundering, terrorist financing, or other financial crimes.
• Utilize internal systems and external research tools, including negative news screening, to analyze activity and determine whether escalation is warranted.
• Submit 314(b) requests and Requests for Information (RFIs) to branches, as needed.
• Prepare detailed, accurate, and timely Suspicious Activity Reports (SARs) for submission to regulators and/or law enforcement when suspicious activity is identified.
• Perform continuing activity reviews and identify/report any ongoing suspicious activity.
• Communicate the findings and outcomes of complex investigations to senior leadership (AML Officers) through clear, well-written narratives, including risk analysis and supporting evidence, to support risk-based retention or termination decisions; ensure follow-through on account closures for terminated relationships.
• Administer AML policies and procedures in alignment with regulatory requirements, including the USA PATRIOT Act.
• Monitor regulatory developments and industry trends and support their integration into the firm’s AML program.
• Train and mentor team members on AML policies, procedures, and regulatory requirements.
• Deliver presentations during team and departmental meetings.

Required Skills

• Strong SAR narrative writing skills, including clear and well-supported analysis of suspicious activity.
• Strong knowledge of bank and brokerage products and practices, including account types and transactional behavior.
• Knowledge of financial crime typologies, including securities fraud and market manipulation.
• Understanding of emerging financial risks and products (e.g., cryptocurrency, sanctions, informal value transfer systems).
• Ability to identify patterns, trends, and anomalies in transactional data.
• Strong organizational and time management skills, with the ability to manage multiple priorities and meet deadlines.
• Excellent written and verbal communication skills.
• Ability to work independently and collaboratively in a fast-paced environment.
• High level of professionalism, confidentiality, and customer service.
• Commitment to staying current with AML regulations, emerging risks, and industry best practices.

Education/Previous Experience Requirements

• Bachelor’s degree from a four-year college or university in a related field, with 3-5 years of relevant experience in financial transactional analysis, AML investigations, and Suspicious Activity Reporting.
• Brokerage industry experience (1–2 years) is highly preferred.

Licenses/Certifications

• CAMS certification is required within 12 months of the hire date.

Total Compensation

• The total compensation for this position includes base salary or wages, and may include components such as additional compensation (cash or equity), discretionary bonuses, or commissions.

Benefits

• This position is eligible for a benefits package that may include medical, dental, and vision; life insurance; critical illness insurance and accident insurance; disability benefits; retirement savings; paid time off (including vacation, holidays, and sick leave); and parental leave.