Sr. AML Investigator

About the role

We are looking for a Senior AML Investigator who will be responsible for conducting complex, multi-layered investigations into suspicious activity, to include suspected money laundering, structuring, layering, terrorist financing, fraud, and other financial crimes. This role involves evaluating and analyzing information uncovered during an investigation and making appropriate recommendations regarding Suspicious Activity Reports (SAR).

Responsibilities

• Conduct end-to-end investigations of complex, high-risk alerts generated by automated surveillance systems, referrals from business units, and law enforcement inquiries.
• Analyzes client account transactions, trading activity, and behavior to detect suspicious activity and determine appropriate action.
• Coordinate with internal departments, other financial institutions and local, state, or federal authorities to obtain and analyze necessary information to investigate suspicious activities.
• Ensure risks (internal and external) identified during investigations are effectively identified, documented, and properly escalated.
• Act as the subject matter expert (SME) on SAR Filings and regulatory reporting requirements, including FinCEN and SROs.
• Prepare and file SARs, ensuring quality control standards and technical aspects are compliant with applicable laws and regulations, facilitating regulatory filings or reporting requirements as required.
• Leverage large data sets and analytical skills to research and investigate complex client transactions across affiliated companies.
• Thoroughly document investigative reviews, alert outcomes, and any other relevant processes requiring prudent recordkeeping and documentation in compliance with internal policies and applicable regulations.
• Foster relationships and liaise with other departments to achieve stated company goals efficiently and effectively.
• Assist in the preparation of regulatory responses, management certifications, and examination workpapers.
• Other duties as necessary in support of the overall Financial Crimes program.

Skills You Bring

• Deep understanding of AML regulations, security industry typologies, and FINRA/SEC compliance.
• Experience using various software tools designed for AML compliance and transaction monitoring.
• Proficiency in all Microsoft Office Suite and BSA E-Filing Portal.
• Good problem-solving skills with the ability to determine cause and suggest solutions.
• Solid writing and analytical skills.
• Strong time management and prioritization skills.
• Ability to identify potential regulatory compliance issues or deviations from internal policies and procedures and escalate to management.
• Must exhibit the highest standards of integrity and maintain confidentiality.

Minimum Qualifications

• Bachelor’s Degree from a four-year college/university or equivalent work experience.
• 5+ years of BSA/AML operations and compliance experience.

Desired Qualifications

• Certified Anti-Money Laundering Specialist (CAMS).
• Certified Fraud Examiner (CFE).
• Certified Financial Crimes Specialist (CFCS).
• Securities industry licenses, Series 3 and 7.