AML Investigator

Duties & Responsibilities

• Maintain thorough investigations on a timely basis related to potential money laundering, terrorist financing, drug trafficking, and fraud.
• Perform enhanced due diligence analysis and research on customers, beneficial owners, and related entities.
• Develop and maintain notes, research, analysis, and decisions in accordance with FIU standards to support conclusions according to regulatory guidelines.
• Prioritize, maintain, and execute assigned workload in accordance with defined Service Level Agreements (SLAs).
• Adapt to and incorporate feedback to enhance investigative measures and clearly articulate a supportable rationale behind decisions.
• Prepare Regulatory Reports to ensure they are completed timely, accurately, and in accordance with department procedures and regulatory guidelines.
• Understand business and regulatory requirements and ensure functions are being performed within those requirements.
• Maintain a thorough comprehension of AML typologies.
• Participate in key training and learning opportunities and seek additional knowledge acquisition proactively.
• Escalate issues and situations requiring attention of FIU Operations Manager, Director of Financial Intelligence, or the BSA Officer.
• Identify opportunities to improve the effectiveness and/or efficiency of policies, procedures and/or processes and make appropriate recommendations to management.
• Provide support and guidance to Business partners about BSA/AML/OFAC and other applicable FIU-related matters.

Qualifications

• Knowledge of Bank Secrecy Act, Anti-Money Laundering, OFAC regulations.
• 2 - 3 years of similar or related experience and/or training.
• A degree in Criminal Justice, Forensic Accounting, or a related field is preferred.
• A combination of education and experience will be considered.
• Professional certification such as CAMS (Certified Anti-Money Laundering Specialist) is preferred.
• Excellent written and verbal communications skills, attention to detail, and strong time management skills.
• Strong interpersonal and communication skills to interact with all levels of Bank personnel.
• Basic knowledge of various banking functions such as, retail banking, commercial banking, trade-finance, asset-based lending, loan documentation.
• Attention to detail and mental concentration for accurately performing tasks with frequent interruptions.
• Basic knowledge of fraud detection software.

Benefits

Competitive compensation with performance incentive awards, Dental Insurance, a 401K and DC Plan for your retirement, Life Insurance, Vacation Time, Day Care Reimbursement, Tuition Assistance for graduate and undergraduate programs, an award winning Wellness program and much more!