AML Investigator

About the role

The AFC Department at OppFi is seeking a motivated AML Investigator to join our team. This role involves executing various AML processes across our lines of business, including monitoring transactional activity, conducting investigations for unusual activity, and assisting with other AML tasks.

Responsibilities

• Monitor, analyze transactional activity, and conduct investigations for unusual activity including, fraud, money laundering, and other identified risks (internal reports, escalations, and external referrals).
• Conduct research using internal and external sources to help determine if escalation is warranted.
• Review ACH activity, web or telephone-initiated transactions for fraudulent activity.
• Prepare and complete required reporting and dispositions accurately and timely.
• Investigate and analyze the causes, methods, and processes of Anti-Money Laundering (“AML”)/Bank Secrecy Act (“BSA”) and fraud activities and generate fraud prevention and analysis reports.
• Investigate any potential OFAC hits and escalate issues as warranted.
• Review, process and screen for Section 314(a) watchlist requirements received from FinCEN.
• Understands and stays current on Red Flags and industry trends related to AML/BSA and fraud.
• Other duties as assigned.

Requirements

• Bachelor’s degree required, preferably in Criminal Justice, Political Science, Law or a related field.
• 3+ years relevant of AML/BSA or fraud experience including intelligence and investigative analysis, or other compliance related experience.
• Financial crime investigation experience preferred.

Qualifications

• Empowers employees to take responsibility for their tasks and goals.
• Delegates responsibilities, owns accountability and accepts feedback well.
• A combination of education and experience may meet job requirements.
• Experience and/or exposure to financial institution AML/fraud investigations.
• Basic working knowledge of AML/BSA/fraud regulatory compliance processes and procedures.
• Solid research, analytical, and problem-solving skills.
• Good writing skills and ability to translate complex situations to easily understood narratives.
• Excellent organizational and follow-up skills; detail-oriented and self-motivated.
• Excellent problem resolution skills.
• Excellent skills in EXCEL, PowerPoint, JIRA. SQL abilities are a plus.
• Proven ability to build strong relationships, working with all levels with both internal and external customers.
• Enthusiasm for learning new things and taking on new projects.
• A passion for improving the lives of consumers through OppFi products.

Skills

• Ability to work independently and manage multiple tasks.
• Strong attention to detail and accuracy.
• Effective communication and interpersonal skills.
• Ability to prioritize tasks and meet deadlines.

Benefits

At OppFi, we offer a competitive total rewards package including:

• 401(k) matching program
• Generous paid time off
• Medical, dental, and vision coverage
• Tuition reimbursement
• Additional benefits such as DoorDash DashPass, Figo pet insurance, Rocket Lawyer, and access to LinkedIn Learning
• Fringe, a lifestyle benefits platform that allows employees to decide how to spend rewards from dozens of vendors like Uber, DoorDash, and UrbanSitter

Pay

$59,200 - $88,800 USD

Schedule

Flexible remote work environment

Contact Information

To apply, please send your resume and cover letter to recruiting@oppfi.com. For more information about OppFi, visit our website at www.oppfi.com.

EEO Statement

OppFi is an equal opportunity employer and does not discriminate based on any actual or perceived legally recognized protected bases under local, state, federal law, or regulations. Our goal as a company is to build an equitable workplace that actively works to dismantle systems of oppression in our processes, procedures, and interactions. We aim to help our employees thrive where they work and beyond.