Special Credits Director

Job Responsibilities

• Lead a team of Special Credits Officers who formulate strategies and present recommendations to internal and senior management on distressed situations in either an advisory or managed capacity.
• Interface regularly with the banking team, borrowers, financial advisors, and outside counsel in order to generate the best solution for repayment of credit exposure.
• Demonstrate an expert understanding of the workout process, client engagement, negotiation strategies, and understanding of proper reporting to management according to bank policies and OCC requirements.
• Own the Credit Surveillance process, accounting and regulatory reporting on portfolio names. This includes valuations for reserving and charge-off analysis on problem loans and support of the firm's work in forecasting for non-performing loans, charge-offs, and recoveries.
• Collaborate, build, and maintain strong partnerships across the organization. Demonstrate strong leadership skills by mentoring, coaching, providing ongoing training support, and supporting the development of the Special Credits team.
• Prioritize multiple tasks to meet deadlines and oversee Credit Officer resources, ensuring timely submission of credit packages.

Required Qualifications, Capabilities, And Skills

• Bachelor's degree in finance or accounting or related field
• 10+ years' commercial banking / lending experience including extensive commercial credit experience.
• Commercial banking / asset-based lending/automotive captive experience, with thorough knowledge of accounting and financial statement analysis.
• Superior analytical skills supported by excellent written and verbal communication skills.
• Thorough knowledge of the Bank's policies and procedures, as well as its products and their inherent risks.
• Ability to work independently with minimal supervision.
• Recognized leadership capacities and executive presence.
• Experience in supervision of employees.
• Demonstrated judgment and ability to act decisively.

About Us

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

Equal Opportunity Employer

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs.