Director, Specialty Finance Credit

About the Role

Willow Wealth allocates client capital to a curated set of credit-focused sub-advisors and direct relationships across specialty finance / asset-backed lending (aircraft, consumer, equipment, art, legal, life settlements, receivables, CLO, CRT, CMBS, commercial real estate, residential real estate, mortgage-related securities, structured credit), and other specialty finance sectors.

Key Responsibilities

• Scrutinize sub-advisors’ underwriting independently
• Interrogate structure: pressure-test structural elements of each deal
• Generate recommendations for the firm: you will advise the Investment Committee to accept or reject the recommendation or require additional information from the sub-advisor
• Diligence the managers, not just the deals: evaluate sub-advisors as ongoing relationships - underwriting standards, loss and recovery experience, portfolio construction, workout track record, and style drift
• Source additional sub-advisors to broaden Willow Wealth's deal flow
• Monitor and manage: Work with portfolio analytics team with respect to ongoing monitoring for assigned positions - KPIs, covenant compliance, borrowing-base reporting - and lead watchlist and workout analysis with the sub-advisor when positions deteriorate

Qualifications

• 5–10 years of experience in specialty finance and asset-backed lending underwriting
• Bachelor's degree in finance, economics, accounting, or a related quantitative discipline
• Quantitative skills and ability or willingness to implement AI tools to enhance productivity and quality of analysis
• Independent thinker who is comfortable disagreeing, respectfully, with a sub-advisor's credit case - and comfortable changing their mind when the evidence warrants
• Intellectual flexibility across corporate cash-flow credit, asset-backed structures, and dislocated liquid credit
• Collaborative, low-ego team players who leave the firm smarter than they found it
• Operators at heart - comfortable engaging management teams, sub-advisors, and servicers
• A disciplined underwriter who can say no: our selectivity bar is high and downside protection is the first consideration
• Excellent communication skills

What’s in it for you

• Competitive compensation package, including equity
• Health, dental & vision coverage with FSA/HSA options
• Unlimited PTO
• 401k match
• Commuter benefit
• Life insurance
• Wellness stipend

Investments

This is a New York-based role. The base salary range for this position is USD 200,000 to 230,000 annually, depending on experience and qualifications. This role is eligible for a discretionary bonus and equity compensation as part of the total compensation package.