Software Engineer

The Role

Design and build scalable, maintainable, and correct backend services to support ModernFi’s core products and bank integrations.

Lead or contribute to technical initiatives, with opportunities to define architecture, lead projects, and mentor teammates.

Partner closely with Product to define requirements, translate business needs into technical specs, and ship elegant, impactful features.

• Uphold and evolve engineering best practices, including code quality, testing, CI/CD pipelines, and documentation.
• Participate in design discussions, conduct code reviews, and contribute to technical decisions that scale with our business.
• Tackle challenging technical problems with innovative and pragmatic solutions.

About You

• Proven ability to independently design, develop, and maintain backend systems.
• Strong understanding of software engineering principles, with tangible experience writing high-quality, production-ready code.
• Experience leading or contributing significantly to complex engineering projects (for more senior candidates).
• Excellent communication skills with the ability to explain technical concepts clearly to both technical and non-technical audiences.
• Comfortable operating in a fast-paced, dynamic environment with shifting priorities.
• High level of empathy, integrity, and calmness under pressure.
• 4+ years of software engineering experience (flexible depending on level), ideally with Python, AWS, or similar modern technologies.
• Interest in financial systems and the opportunity to work on meaningful problems with real-world impact.

About Us

• The caliber and character of the ModernFi team set us apart.
• We value competence and drive over experience, and look for compassionate people with diverse backgrounds.
• We appreciate technical ability, dedication, and humble confidence.
• Above all, we value respect — for our colleagues, our clients, our partners, and ourselves.

Benefits

• Top-of-market comp, equity from day one
• Health, dental, vision
• 100% employee covered
• 401(k) with a broad fund selection
• Unlimited PTO
• Fully paid parental leave
• $100 monthly wellness stipend
• Dinner in the office
• Relocation to New York
• Uncapped equipment
• Quarterly team outings

Process

If you’d like to learn more, please email us at careers@modernfi.com. Our process is focused on cultural and personality fit. We are excited to get to know you, learn about what motivates you, and ensure that we can accelerate your personal and professional growth.

Career Path

Compensation Range: $150K - $240K