Senior Vice President- Commercial Banker
What You'll Do
As a Senior Vice President, Commercial Banker - Commercial, you'll be responsible for:
- Identifying a target market for new business and developing a book of new business from those relationships.
- Negotiating, underwriting, and coordinating the closing of a variety of major and complex loans in compliance with the Bank’s lending policies and procedures.
- Developing business checking and deposit relationships with customers.
- Assisting clients with deposit-related products and services, and gathering and analyzing client information to recommend appropriate deposit product solutions.
- Compiling and analyzing market research data to develop recommendations regarding products and services focused on the needs of the target market.
- Engaging in business development activities and soliciting new business based on the target market.
- Collaborating closely with treasury partners to ensure seamless client experiences.
- Calling and visiting target customers to promote and sell Bank products and services to establish a new book of business.
- Developing and maintaining a customer database, including calls and results on all new business relationships.
- Making reports to superiors as required.
- Interviewing prospective applicants and requesting specified information related to loan or credit applications; corresponding or re-interviewing applicants to resolve questions regarding application information.
- Performing basic pre-qualification assessments and analyses of financial conditions and risks of financing requests within the framework of the Bank's credit culture and current economic and industry trends.
- Gathering all information necessary to present a financing request to senior management or the Loan Committee for approval; meeting with new/potential customers; visiting sites of loans; negotiating loan terms and conditions; referring and recommending acceptance to the Chief Credit Officer or the Loan Committee.
- Coordinating the processing of approved loans; ensuring loans are processed according to agreements, customer needs, and conform to Bank lending policies; obtaining sufficient information and/or documentation from customers; solving problems relative to processing and servicing of loans within the Relationship Manager's portfolio.
- Maintaining a superior knowledge of financial industry status and trends.
- Recommend to senior management those products and services experiencing less than satisfactory performance.
- Representing the Bank in various community, civic, and community reinvestment functions to further enhance the Bank’s image and develop additional business; assist the Bank in establishing and maintaining market position in the financing arena.
What You'll Need
- 8+ years of related experience.
- Bachelor's degree or equivalent experience required.
- Advanced knowledge of general banking operations, including deposit operations, loan administration, treasury management, and/or other commercial banking products and services.
- Advanced knowledge of applicable regulatory and legal compliance obligations, rules, and regulations, industry standards, and practices.
- Advanced organizational and time management skills.
- Advanced speaking and writing communication skills.
- May require up to 50% travel.
Benefits
You’ll love these benefits:
- Competitive salaries
- An ownership stake in the company
- Medical and dental insurance
- Time off
- A great 401(k) matching program
- Tuition assistance program
- An employee volunteer program
- A wellness program
About The Company
Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands—Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank—that remain part of the company’s heritage, as well as AmeriHome Mortgage, a Western Alliance Bank Company. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, national origin, marital status, disability, protected veteran status, sexual orientation, gender identity, or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
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