Senior Underwriter, Commercial Bond

About the role

The primary focus of this role is on broad territory management, which includes relationship, underwriting and expense management. This role develops and maintains business relationships with agencies and/or brokers for the purpose of sales growth and distribution expansion, and independently underwrites accounts based on authority level granted to the role and underwriting appetite.

Responsibilities

• Maintains market conditions and confirms information within the market space.
• Analyzes portfolio and individual account performance and develops action plans for profitable growth.
• Reviews underwriting guidelines and provides input on new guidelines as the Commercial Bond unit expands.
• Participates in and contributes to operational initiatives within PRCB to execute the operational plan.
• Pursues cross-selling opportunities with other members of the PRCB team, Specialty and P&C.
• Develops and integrates territory sales plans to achieve top and bottom-line objectives.
• Communicates strategic direction and operational plans to external partners.
• Communicates policies, procedures, and financial budgets that result in attainment of business objectives.
• Develops and maintains outstanding business relationships with key groups and individuals within the commercial lines market.
• Develops customer service standards for the commercial bond team.
• Drives customer service performance to established standards.
• Manages the training of employees and ensures a high degree of competency and professionalism.
• Sets operational expectations, goals, and strategies.

Requirements

We're looking for someone who has these abilities and skills:

• Education: Undergraduate degree in business, insurance, or a related field preferred.
• Licenses/Certifications/Designations: Actively pursuing of AFSB, CPCU or other insurance/finance related certification desired.
• Experience: Extensive commercial or contract surety or related underwriting experience preferred.
• Knowledge: Requires advanced knowledge of contract and/or commercial surety operations products, procedures and practices. Expertise in bond lines of business, ratings, customer environment and markets. Requires extensive knowledge of bond underwriting best practices, field underwriting operations and day-to-day underwriting operational needs. Familiarity with other company products preferred.
• Skills/Competencies: Must have excellent verbal and written communication skills in order to disseminate vision of senior leadership and to motivate a large agency force. Ability to set work priorities and to initiate, evaluate and recommend solutions to upper management. Must have the ability to perform duties with independent judgment, with underwriting authority and company underwriting standards. Demonstrated decision-making ability required in day-to-day operations.

Benefits

At AXA XL, we offer a competitive total rewards package including:

• A competitive retirement savings plan.
• Health and wellness programs.
• Learning opportunities for professional development.
• Volunteering leave and Global Day of Giving.

Pay

The U.S. base salary range for this position is $107,600 to $209,100 USD. Actual pay will be determined based upon the individual's skills, experience, and location.

Schedule

Not specified.

Qualifications

Not specified.

Skills

Not specified.

Benefits

See US Benefits at a Glance 2026 for details.

Contact

For more information, please contact the HR department at [HR Contact Information].