Senior Underwriter A&H Underwriting

Full-time employee position.

About the role

The purpose of this role is to underwrite new business and renewals within specified guidelines and authority levels, supporting the development of a profitable portfolio under the Accident & Health insurance class. This involves implementing underwriting strategies, building relationships, and making sound decisions to drive business growth and profitability within assigned territories. The role plays a critical part in achieving overall profitability and success in the Accident & Health underwriting business.

Responsibilities

• Perform underwriting responsibilities including quote preparation, review of amendments, and plan exceptions to achieve department results.
• Ensure adherence to loss ratio goals and achieve expected rate increase average and persistency goals.
• Establish and maintain relationships with agents and customers to understand their needs and provide suitable products.
• Collaborate with key stakeholders to share information, recommend solutions, and support business objectives.
• Underwrite new and existing policies in compliance with organisational standards and regulatory requirements.
• Provide timely and professional service to customers and intermediaries, delivering decisions and solutions promptly.
• Evaluate risk for new business to ensure profitable growth and identify new business opportunities.
• Maintain accurate records, prepare reports in a timely manner, and meet new business targets.
• Contribute to a positive work environment by demonstrating cultural expectations and influencing others.

Work Experience

• Necessary: Moderate relevant experience.
• Preferred: Underwriting experience in the insurance industry, including risk profiling and pricing tools. Established customer and broker relationships. Underwriting experience in a high-production environment with increasing levels of responsibility.

Qualifications

• Tertiary Degree or equivalent combination of education and work experience.

Skills

• Analytical Thinking
• Business Development
• Critical Thinking
• Customer Service
• Financial Advising
• Health Insurance
• Insurance Underwriting
• Intentional collaboration
• Managing performance
• Policy Analysis
• Portfolio Management
• Prioritization
• Risk Management
• Stakeholder Management
• Underwriting Analysis

Schedule

• Occasional travel (approximately 5-10 trips annually).

Physical Demands

• General office environment with minimal exposure to adverse conditions.
• Ability to remain in a stationary position for extended periods.
• Must be able to operate basic office equipment including telephone, headset, and computer.
• Ability to lift basic office equipment up to 20 lbs.