Specialty A&H Underwriter

About the role

This individual will act within established guidelines to develop, analyse, review, evaluate and monitor new and renewal accounts, process accounts and handle underwriting activities for AXIS Specialty A&H, which works with various Managing General Underwriters (MGUs) and Program Managers generating significant Accident & Health business in the U.S. and Canada, with new opportunities planned for 2026.

Responsibilities

• Perform all underwriting roles for K-12, Amateur Sports, Participant Accident, and Outbound Student.
• Evaluate cases as received from MGUs and Program Managers.
• For complex opportunities/programs, review and evaluate submissions to determine risk acceptability and coverage levels, working with the Actuarial team for approval.
• Work closely with program managers and external MGUs/Program Managers to obtain additional required information to determine new business or renewal position.
• Collaborate with Legal, Product, Operations and Business Development to modify existing MGUs/Programs.
• Develop and maintain both internal and external producer/program relationships.
• Set appropriate premium rates, issue proposals for programs/cases, and letters of intent when appropriate.
• Perform an annual portfolio review to determine renewal position for the book of business.
• Update and maintain monthly Specialty A&H UW Reports; create ad hoc reports when necessary.
• Create and issue all policies that are not within the template authority delegated to MGUs/MGAs.
• Achieve targeted loss ratios and combined ratios by maintaining underwriting discipline through the underwriting selection and renewal process.
• Manage day-to-day tasks of assigned risk portfolio.
• Act as liaison between internal functional departments and external vendors.
• Handle special projects and assignments at the request of A&H leadership team.
• Ensure digital files are maintained per AXIS Insurance procedures, including proper documentation, structure, and authorizations.
• Take on additional duties, responsibilities and activities appropriate to the nature of the role as needed.

Requirements

• Bachelor’s degree in Business, Accounting, Mathematics, Finance, Risk Management, Insurance or related field preferred.
• At least two (2) years of Accident & Health Underwriting experience.
• At least two (2) years of experience working with and overseeing MGAs/MGUs or Program Managers.

Market & Product Knowledge

• Market Segment knowledge: Amateur Sports, K-12 & College Students, and Volunteer Organizations.
• Product knowledge: Accidental Death, Accident Medical Expense, Catastrophic Medical, Disability, Participant Accident, and Out of Country Medical Insurance.
• Other product knowledge helpful but not required: Leisure Travel, Corporate Accident (Business Travel Accident, Voluntary Accident), Occupational Accident, Critical Illness, Life, Supplemental Medical, Dental and Vision.

Skills

• Ability to work with large data sets to evaluate past performance and use data to determine acceptable rating metrics.
• Strong project management skills.
• Proficiency in Microsoft’s Office 365 suite applications (Outlook, Word, Excel, and PowerPoint).
• Experience in Power BI or other Dashboard reporting system.
• Strong presentation skills.
• Strong financial acumen.
• Demonstrated communication skills to interact well with Senior Management & external partners.
• Demonstrated attention to detail and accuracy.
• Excellent negotiation and interpersonal communication skills.
• Ability to work in a fast-paced environment.
• Team player; displays initiative and ability to work independently.

Role Factors

• Be in the office 3 days per week.
• Travel required (10%).
• Attend broker events in evenings and occasionally at weekends as required.

Pay

Base salary in the range $110,000–$150,000; offer based on experience and work location. Competitive incentive targets based on overall corporate and individual performance.

Benefits

• Comprehensive medical plans for employees and their families.
• Health and wellness programs.
• Retirement plans.
• Tuition reimbursement.
• Paid vacation.