Senior Production Underwriter - Workers' Compensation

Essential Job Functions and Responsibilities

• Evaluates and underwrites new and renewal business in accordance with Company underwriting guidelines and risk appetite.
• Analyzes risk information to make informed decisions on coverage, pricing, and terms.
• Collaborates with actuaries, agents, brokers, and clients to obtain necessary information and clarify details.
• Orders additional reports and screens, such as motor vehicle reports, loss history reports, outside inspections, etc., to inform decisions.
• Ensures proper documentation of underwriting decisions and compliance with state and federal insurance regulations.
• Evaluates existing policies for potential renewal or modification.
• Communicates underwriting decisions clearly and effectively to internal teams, agents, and brokers.
• Stays updated on industry trends, regulatory changes, and market conditions.
• Develops and maintains effective business relationships with internal and external customers/coworkers in order to attract and retain profitable business.
• Interprets, explains, and markets products and services.
• Develops and executes marketing strategies to promote the Company’s products to brokers and agents.
• Maintains awareness of market trends and competition to identify opportunities for product enhancements and marketing strategies.
• Organizes and participates in marketing initiatives, including presentations, industry events, and broker/agent meetings to showcase products and services.

Job Requirements

• Education: Bachelor’s Degree in Business, Marketing, Economics, Risk Management and Insurance, or a related field or equivalent experience.
• Experience: Generally, a minimum of 5 years of underwriting California Workers’ Compensation.
• Scope of Job/Qualifications: Performs work under moderate supervision and technical direction. Familiar with basic concepts, practices and procedures. Works with authority on assignments of low to moderate technical complexity. Develops and maintains knowledge of company policies and industry laws and regulations. Excellent interpersonal and communication skills. Strong analytical skills with attention to detail. Strong negotiation and decision-making ability. Familiarity with digital marketing strategies and tools is beneficial.
• Position requires occasional travel.

Benefits

• Competitive benefits packages for full-time and part-time employees.
• Medical, dental, and vision coverage.
• Wellness plans.
• Paid time off and paid holidays.
• A 401(k) plan with company match.
• Employee stock purchase plan.
• Commuter benefits.