Workers Compensation Production Underwriter

Job Responsibilities

• Owns an assigned agency territory and book of business, with accountability for profitable new business production, renewal retention, risk selection, pricing discipline, and agency engagement outcomes.
• Evaluates workers compensation submissions by analyzing class codes, exposures, payroll, loss runs, experience modification factors, hazard controls, financial considerations, and overall risk characteristics.
• Makes underwriting decisions within assigned authority and escalates risks that exceed authority levels or require leadership review.
• Pricess new and renewal business in accordance with company underwriting and pricing guidelines while balancing growth, profitability, retention, and producer relationships.
• Develops and manages agency partnership plans, including production goals, pipeline management, target account strategies, agency performance, and profitability improvement opportunities.
• Conducts regular agency visits and producer meetings to communicate appetite, underwriting strategy, service expectations, pipeline status, and mutual business commitments.
• Identifies and pursues opportunities to expand profitable workers compensation production through assigned distribution channels.
• Presents new and renewal proposals to agency personnel, clearly explaining underwriting decisions, pricing rationale, coverage terms, and account strategies.
• Maintains current knowledge of the assigned territory, including production sources, competitor activity, economic trends, regulatory considerations, and geographic risk characteristics.
• Partners with underwriting leadership, claims, loss control, audit, and operations to support account performance, service standards, and overall portfolio quality.
• Provides a high level of service to internal and external stakeholders while maintaining accurate documentation and adherence to company policies, procedures, and authority standards.

Qualifications/Competencies

• Bachelor’s degree in business administration, finance, insurance, risk management, marketing, or a related field preferred; equivalent relevant work experience may be considered.
• Minimum of 3–5 years of commercial property and casualty underwriting experience preferred, with workers compensation underwriting experience strongly preferred.
• Experience managing agency relationships, producer pipelines, territory plans, or assigned books of business preferred.
• Professional insurance designation, such as CPCU, ARM, AU, CIC, or equivalent coursework, preferred but not required.
• Strong technical knowledge of workers compensation underwriting, including exposure analysis, loss history review, experience modification analysis, pricing, risk selection, and account profitability.
• Demonstrated ability to manage an assigned agency territory, develop producer relationships, and execute business development strategies that support profitable growth.
• Strong insurance, business, and financial acumen with the ability to assess complex risks and make sound underwriting recommendations.
• Able to influence, negotiate, and build trust with internal stakeholders, agents, brokers, and insureds.
• Able to collaborate effectively with cross-functional partners, including claims, loss control, audit, operations, and underwriting leadership.
• Strong understanding of insurance principles, rates, rules, forms, procedures, regulations, coverages, and business processes.
• Able to analyze complex administrative or business problems, evaluate alternatives, and recommend practical solutions.

Benefits

• Medical, dental, vision, short-term disability, long-term disability, life insurance, a health savings account, a flexible spending account, and a 401k plan.
• Some benefits at no cost to the employee (Basic Life Insurance and AD&D at two times an employee’s annual salary, Short- and Long-term Disability coverage, and Employee Assistant Plan).
• Accrues 0.0769 hours of Paid Time Off (PTO) per paid hour, which may total 20 days a year. In addition, employees will also receive 10 paid holidays throughout the calendar year.
• Salary Range: $80,000.00 - $87,000.00 annually.

Pay

$80,000.00 - $87,000.00 annually

Schedule

Not specified