Senior National Accounts Underwriting Consultant
About the role
This position in the National Accounts Employee Benefits Underwriting organization is responsible for all aspects of risk selection, pricing and proposal for our Group Disability and Life new business and renewals for 2,000+ lives.
Responsibilities
- Evaluate, price, propose rate and strategy to acquire and renew National Account clients
- In-depth risk assessment and pricing of prospective and inforce customers in conformance with underwriting guidelines and authority limits
- Provide Customer reporting and analytics
- Partner with sales, national accounts practice leader and home office subject matter experts to develop comprehensive pricing and solutions for our customers
- Recommend changes in policies and procedures to be more responsive to the emerging client and market needs
- Proactively manage inforce block of business to maintain profit and persistency expectations
- Mentoring and underwriter development
Requirements
- Require a minimum of 7+ years of group underwriting experience
- Highly skilled in both written and verbal communications, organization, time/work management, establishing interpersonal relationships, and problem solving
- Ability to work in a fast paced environment and flex to changing demands including system and process changes
- Motivated, positive, team player
- Proficient PC skills, including Excel skills, and word processing applications
- Strong analytical and negotiation skills, as well as an in-depth understanding of industry contractual language and provisions
- A high level, technical understanding of underwriting principles and theory
Qualifications
- High school diploma or equivalent
- Bachelor’s degree in Business Administration, Finance, Economics, or related field preferred
Skills
- Underwriting principles and procedures
- Group disability and life underwriting
- Product lines and pricing
- Risk assessment and analysis
- Customer reporting and analytics
- Collaboration and communication
- Problem-solving and decision-making
- Technical understanding of industry contractual language and provisions
Benefits
Comprehensive benefits package including generous vacation and sick time, market-leading paid family, parental and adoption leave, medical coverage, company paid life and AD&D insurance, disability programs, and a partially paid sabbatical program. Additionally, there is a 401(k) employer match, stock purchase options, and an employer-funded retirement account.
Pay
The salary range for this role is competitive nationwide, and your actual base salary will be determined based on your unique skills, qualifications, experience, education, and geographic location. In addition to your base salary, this position is eligible for a discretionary annual incentive award based on your individual performance as well as the overall performance of the business.
Schedule
The position requires a minimum of 2 days per week in the office, with the opportunity to work remotely as part of a hybrid work model.