Senior Mortgage Loan Originator

About the role

RCB Bank is dedicated to building relationships, contributing to our communities, and embracing our boldness. We are a responsible employer since 1936, standing firm on moral and ethical principles as a bank and as an employer.

Responsibilities

• Generate loans from outside sales calls including, but not limited to real estate companies, builders, relocation companies, and the public.
• Meet with prospective borrowers, review and analyze credit and financial information, determine borrower financing objectives, and present appropriate products, programs, and disclosures as required.
• Provide training and guidance to newly-hired mortgage loan staff.

Requirements

• High school diploma or GED
• NMLS or the ability to obtain NMLS registration
• Financial organizational skills and financial information understanding
• Minimum of five (5) years’ experience in mortgage lending functions
• Customer service experience
• Sales experience preferably in the mortgage industry

Qualifications

• Bachelor’s degree in Finance, Accounting, or Business; or equivalent combination of education and experience

Skills

• Good interpersonal and communication skills to generate referral business and leads
• Extensive knowledge of FHA, FNMA, FHLMC, VA, and Rural Development guidelines
• Extensive knowledge of RESPA and MDIA compliance
• Self-motivated, organized, and skilled at prioritizing tasks
• Enjoy helping people realize their dreams of home ownership
• Care about your community and have a desire to be involved

Benefits

• Medical Plan
• Prescription Drug Plan
• Teladoc™
• Dental Plan
• Vision Plan
• Flexible Spending Accounts (Healthcare & Dependent Care)
• Life and AD&D Insurance
• Disability Plans
• Life Assistance Plan (EAP)
• Multiple Supplemental Plans
• Sick Leave
• Paid Federal Holidays
• Vacation and PTO
• 401(k)
• ESOP

Pay

Details on pay are not specified in the job posting.

Schedule

Details on schedule are not specified in the job posting.