Senior Mortgage Loan Originator

Candidate Requirements

• Must reside in PA or OH to be considered.

Essential Job Responsibilities

• Buils and increases the First Commonwealth Mortgage Banking loan portfolio and Mortgage Banking pipeline by attracting retail mortgage customers through leads and sales generation activities.
• Drives toward results, utilizing proven abilities to successfully inform and educate consumers regarding mortgage loan solutions, resulting in written requests for credit.
• Has urgency toward goal achievement and thrives in a fast paced environment.
• Reports on sales activities and pipeline as required.
• Develops and deepens relationships with bank partners, the real estate community, as well as other centers of influence.
• Performs networking activities through community involvement and attending networking events.
• Builds rapport with borrowers while evaluating their needs and beginning the loan application process.
• Obtains required information and documentation from borrowers throughout the loan process.
• Analyzes and evaluates applicants’ credit and finances in order to provide guidance and make recommendations.
• Works closely with Loan Operations staff and facilitates successful underwriting and closing of loans.
• Maintains thorough knowledge of lending programs, policies, compliance, procedures, and applicable laws and regulations.
• Actively cross-sells First Commonwealth Bank products and services per predetermined goal assignment.
• May supervise Loan Assistant(s) and/or other staff as assigned.

Bona Fide Occupational Qualifications

• Must register and maintain current registration with the National Mortgage Licensing System & Registry (NMLS).
• Must have a proven track record of high loan volume production over the past three (3) years and have obtained, or be willing to pursue, Certified Mortgage Planner designation.
• A high school diploma or equivalent is required. An associate’s degree and/or advanced training is preferred.
• A minimum of fifteen (15) years of mortgage origination experience is required.
• Exceptional time management ability is critical, as are communication and organizational skills.
• Must have a valid driver’s license and the ability to travel regionally.