Mortgage Loan Originator

Essential Functions

• Evaluates Highland HomeLoan’s and other loan products and services and determines which financial products best meet the customer’s needs and financial circumstances.
• Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
• Marks and promotes Highland HomeLoan’s financial products;
• Originators are expected to meet the Company’s minimum production standards of 4 funded units or $800,000 in funded volume on an ongoing basis per month, by taking complete and accurate loan applications, using Highland HomeLoan’s product set.
• Maintains a professional image and adheres to standards consistent with company policies and procedures.
• May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).

Job Requirements

• A high school diploma or equivalent and appropriate licenses as required by state.
• A valid driver’s license and current automobile liability insurance.
• A minimum of 12 months loan originator experience required.
• Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
• Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
• Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
• Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
• Continues to expand knowledge of issues influencing the industry and the organization.