Mortgage Loan Originator

Position Summary

Qualifies and originates mortgage loan applicants. Initiates compliance process with applicable standards, policies and procedures. Conducts business development.

Core Responsibilities

• Qualifies and originates loan applicants for mortgage loan products, including first mortgages, construction loans and home equity products. Obtains necessary and pertinent financial data; conducts analysis of such. Initiates loan process compliant with all applicable standards, policy and procedures.
• Build relationships with Realtors, Builders, and other referral sources.
• Provide exceptional service to existing customers while cross-selling and referring to other departments.
• Facilitate the loan closing process.
• Work online lead shifts as assigned.

Secondary Responsibilities

• Maintains knowledge of all real estate products, underwriting procedures and the mortgage lending industry.
• Responsible for compliance with laws and regulations applicable to this position.
• Assists retail lending department in all aspects of retail lending by referring clients or completing transactions.
• Responsible for security as it applies to this position.
• Participates in all required BSA training and demonstrates knowledge of BSA relative to job responsibilities.
• Performs other tasks as assigned.

Bank Standards

• Mission: Help people succeed financially.
• Ethics: Always do the right thing.
• Solutions: Bring innovative solutions to challenges.
• Ownership: Take accountability and learn from our mistakes.
• Positivity: Bring energy and enthusiasm to everything we do.

Compensation & Benefits

• An annual salary of $60K, plus the potential to boost your earnings even further with no-cap commission structure.
• A comprehensive benefits package including paid time off, paid holidays, and even paid volunteer days.
• Medical, dental, and vision insurance.
• 401(k) and ESOP retirement plans.
• Additional benefits and incentives consistent with our company policy.

Disclaimer

This job description outlines the general nature of the role and is not intended to be all-inclusive. Duties, responsibilities, and benefits may change as business needs evolve. Employment is at will, meaning either the employee or the Company may end the employment relationship at any time, consistent with applicable law. We are an Equal Opportunity Employer and value diversity at all levels of the organization.