Mortgage Loan Originator
About the role
Elevations is a member-owned not-for-profit financial institution committed to providing unbiased consumer information and moving away from a product-centered business model. Founded in 1952, we serve Colorado's Front Range with 15 branches and over 170,000 members managing over $3 billion in assets.
Responsibilities
- Interviews and assists members
- Inputs loan applications into on-line loan system
- Maintains on-line queue of member originated loans
- Reviews files for completeness and accuracy
- Communicates with loan processor/closer regarding outstanding items and additional documentation
- Delivers Good Faith Estimate/TIL disclosures within 72 hours of application date
- Affords cross-selling opportunities for other credit union services
- Stays updated on current trends in mortgage lending and market factors
- Adheres to all applicable Federal and State laws and regulations governing the Credit Union, including the Bank Secrecy Act (BSA)
Requirements
- Equivalent to a two-year college degree or completion of a specialized course of study at a business or trade school
- Minimum of two years' experience in Mortgage Loan Officer role in similar organization
- Experience with FNMA Desktop Underwriter, FHLMC, FHA, and VA, PC Lender and Mortgage processing systems preferred
Qualifications
- Passionate about providing amazing experiences and creating raving fans
- Highly engaged workforce devoted to innovation, continuous improvement, and collaboration
- Committed to diversity, equity, and inclusion
- Competitive commission-based pay structure (with no cap)
- Highly engaged and motivated workforce
- Access to over 300 Colorado real estate events, seminars, and activities
- Opportunity for learning, development, and growth
- Access to LinkedIn Learning, career and leadership development programs, job shadowing, a mentor program, and tuition reimbursement up to $5,250/year
Benefits
- Highest level of customer service
- Unlimited earning potential based on performance and production
- Work-life balance with ample opportunity for professional growth
- Comprehensive benefits package including health insurance, retirement plans, and paid time off
Pay
The salary for this position is 100% commission.
Schedule
This role operates full time, 40 hours per week.
Skills
- Excellent communication skills
- Ability to work independently and manage multiple tasks
- Strong organizational and time management skills
- Knowledge of mortgage lending processes and regulations
- Ability to build and maintain strong relationships with clients and colleagues
Benefits
- Health insurance
- Retirement plans
- Paid time off
- Professional development opportunities
- Employee recognition programs
Company Culture
Elevations is committed to fostering a culture where employees feel supported and valued. We strive to create a workplace where everyone feels welcome and encouraged to bring their whole selves to work. Our mission is to provide exceptional customer service and to be a leader in the industry by promoting diversity, equity, and inclusion.
Equal Opportunity Employer
Elevations Credit Union is an Equal Opportunity Employer. We do not discriminate on the basis of race, color, religion, sex, national origin, age, disability, veteran status, genetic information, or any other characteristic protected by law.