Senior Lead Counsel Financial Services

Position Summary

Reporting to the Vice President and Chief Counsel, Financial Services, the Senior Lead Counsel – Financial Services & Payments will serve as a senior legal leader supporting Walmart’s enterprise financial services and payments ecosystem, including Marketplace, OnePay and Cashi (U.S. and Mexico fintechs), Walmart U.S., Sam’s Club, and Global Treasury. The person in this role is responsible for providing strategic legal guidance on complex financial services, payments, and fintech initiatives.

What you'll do...

• Strategic Legal Leadership
  Serve as lead legal advisor on high-impact financial services and payments initiatives in the US and in Walmart global markets
  Provide strategic guidance on product design, partnership structures, and regulatory frameworks
  Exercise independent judgment on complex and ambiguous legal and business issues

• Marketplace & International Support
  Serve Marketplace financial services initiatives, including seller onboarding and payments
  Provide guidance on cross-border financial services and international regulatory frameworks
  Partner with international legal teams to ensure consistent and compliant approaches

• Payments & Fintech Advisory
  Advisory on digital wallets, payment systems, and financial services product development
  Provide legal guidance on BNPL, capital products, and consumer financial offerings
  Support fintech initiatives and integration across Walmart platforms

• Regulatory & Compliance Guidance
  Advise on money transmission, licensing frameworks, and regulatory classifications
  Provide guidance on consumer protection laws and regulatory expectations
  Support AML/BSA, sanctions, and cross-border regulatory compliance
  Monitor regulatory developments and proactively advise business partners

• Disputes, Chargebacks & Remediation
  Advising on chargeback processes, dispute frameworks, and customer remediation practices
  Ensure alignment with network rules and consumer protection standards
  Support fraud mitigation and operational risk management

• Cross-Functional Leadership
  Partner with Product, Engineering, Compliance, Treasury, Tax, Finance, and Business teams
  Influence decision-making across multiple stakeholders without direct authority
  Ensure Legal is engaged early in product and operational initiatives

• Team Leadership & Development
  Serve as a senior resource and mentor within the Financial Services Legal team
  Support development of team capabilities and subject matter expertise
  Contribute to improving legal processes, workflows, and ways of working

What you'll bring...

• Juris Doctor (JD) from an accredited law school
  Active bar membership in good standing

• 10+ years of legal experience in financial services, payments, fintech, or banking

• Experience advising on complex regulatory and commercial matters

• Preferred Qualifications:

  • Experience with: Payments systems and card networks
    Digital wallets and fintech platforms
    Money transmission and licensing frameworks
    Cross-border payments and international financial services
    Consumer protection and financial services regulatory laws e.g. (UDAAP) and BSA/AML

  • Experience working with product and engineering teams in a fast-paced environment

  • Strong commercial negotiation experience

  • In-house experience at a technology, fintech, bank, payments, or large-scale enterprise organization

Minimum Qualifications...

• Law degree from an accredited law school and 7 years’ experience in law

• License to practice law in at least one state

• 4 years’ experience leading cross-functional teams

Additional Compensation

Annual salary range: $195,000.00 - $370,000.00
Performance-based bonus awards and other great benefits