Senior Group Risk Specialist - 2LoD Controls Testing and Oversight

We need to output HTML fragment with sections only if content present. Use

for headings: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. We have details: Work Location, Hours 40, Pay Details $115,440 - $186,160 USD. Also description of role, responsibilities, qualifications, skills, etc. No explicit Benefits or Schedule beyond Hours 40 (maybe schedule). Hours 40 could be schedule. We can include Schedule section with "40 hours per week". Pay section with salary range. Benefits not mentioned, so omit. Need to preserve all substantive info, remove boilerplate. We'll extract About the role: maybe from "Line Of Business Risk Management Job Description The Senior Group Risk Specialist provides a comprehensive and diverse range of risk management expertise..." We'll craft a concise paragraph preserving info. Responsibilities: list from responsibilities bullet-like sentences. We'll create

• items. Requirements: maybe education & experience: Undergraduate degree or technical certificate and/or 10+ years relevant experience etc. Also Preferred Experience/Qualifications list. Qualifications: maybe combine with requirements? But we need separate sections only if content. Could have Requirements (education/experience) and Qualifications (preferred). Skills: list skills. We must not repeat job title as heading. No Job ID. We'll output HTML fragment. Let's gather content: About the role: Senior Group Risk Specialist provides comprehensive risk management expertise to business leaders. Leads and supports implementation of appropriate risk frameworks and leading related management activities to mitigate enterprise and/or business-wide risk exposures for key business segment of the Bank or functional area. May provide oversight, commentary, and recommendations based on overall strategy and industry best practices. Also description of department overview: TD Bank guided by Three Lines of Defense; second line independent etc. In this role, you will lead and support implementation of risk frameworks and oversight activities that mitigate enterprise risks. You will also lead end-to-end controls testing and validation—from planning through execution—by assessing and socializing issues, monitoring remediation, and producing independent reporting across business processes and technology platforms, including support for regulatory and internal risk reporting. We can combine. Responsibilities: list items from "The Senior Group Risk Specialist is responsible for leading the execution of independent Second Line of Defense (2LoD) testing and validation programs across regulatory reporting, internal risk reporting, data risk management, and liquidity and capital risk management." etc. Also list from Preferred Experience/Qualifications bullet points. Let's extract responsibilities bullet points: - Lead the execution of independent Second Line of Defense (2LoD) testing and validation programs across regulatory reporting, internal risk reporting, data risk management, and liquidity and capital risk management. - Provide independent review and challenge of First and Second Line processes, controls, data, and reporting practices to assess compliance with regulatory requirements, internal standards, and industry-leading practices. - Lead the evaluation of end-to-end data lineage, data transformations, calculation methodologies, control frameworks, and reporting governance to validate the integrity, accuracy, and regulatory compliance of risk management and reporting processes. - Lead 2LOD testing of business and technology controls, including scoping, planning, execution, documentation, and issue tracking/reporting. - Lead the execution of independent testing in the following areas: Control Design & Operating Effectiveness, Transactions Testing, Data Reconciliations, Logic Reperformance, Data Profiling/Analytics, End-User Computing (EUC) Review, Policy & Procedure Review, Governance/Oversight, and Regulatory Rule Compliance. - Identify opportunities to streamline and automate controls testing (where appropriate), including through the use of generative AI, agentic AI, and RPA (note: they wrote RPI but likely RPA). - Proactively identify and assess risks; escalate to management as needed; confirm findings and drive action plans to mitigate and manage risks. - Determine testing approach, including frequency, scope, key data element selection, sampling methodology, and test procedures in alignment with the 2LOD testing framework. - Support the maintenance of the testing inventory and update the testing universe and plans based on the regulatory landscape and changes in the internal risk profile. - Partner with business and technology stakeholders to review key controls, identify potential control gaps, and agree on remediation plans. - Evaluate processes and controls and connect themes across issues/deficiencies to improve standardization of solutions, processes, and controls. - Monitor emerging issues, trends, and evolving regulatory requirements; assess impacts; and recommend actions to management. - Manage deliverables and timelines and provide proactive status updates to management. Also Customer Accountabilities list but those may be responsibilities too. Could include but may be redundant. We'll keep responsibilities as above. Requirements: Education & Experience: Undergraduate degree or technical certificate and/or 10+ years relevant experience. Advanced knowledge of risk management governance, programs, policies, practices, operating frameworks & reporting for business supported and/or area of discipline to deliver objective guidance and independent challenge on initiatives. Knowledge of risk management environment, standards, regulations and mitigation. Knowledge of current and emerging competitor and market trends. Ability to contribute to strategic direction of the function and provide advice to senior leadership. Skill in mentoring and coaching. Skill in using advanced analytical software tools, data analysis methods and specialized reporting techniques. Advanced ability to lead, plan, implement, and evaluate program/project activities to ensure completion of initiatives. Ability to make an impact, influence, and achieve results with effective negotiation, problem-solving, and communication skills. Skill in using computer applications including MS Office. Ability to communicate effectively in both oral and written form. Ability to work collaboratively and build relationships across teams and functions. Ability to work successfully as a member of a team and independently. Ability to exercise sound judgement in making decisions. Ability to analyze, organize and prioritize work while meeting multiple deadlines. Ability to handle confidential information with discretion. Also Preferred Experience/Qualifications: Bachelor’s degree required; advanced degree and/or relevant certifications (e.g., CRISC, CISA, CIA, CPA, FRM, CFA) preferred. 7+ years of experience in risk management, internal audit, controls testing, compliance, or a related field within financial services. Hands-on experience with Microsoft Copilot and other generative and agentic AI tools to automate and improve processes. Experience with any of the following reports is a plus: FR 2052a, US LCR, US NSFR, FR Y9C, Call Report, FR Y-15, FR Y14-Q/M, FR Y-14A (CCAR, DFAST). In-depth knowledge of retail banking products, processes, and associated risk and control frameworks is considered a strong asset. Ability to interpret guidelines, standards, policies, and analytical results to inform senior-level decision-making. Ability to work with large datasets and perform data analytics (e.g., trend analysis, anomaly detection, sampling). Strong attention to detail, with the ability to identify root causes of issues and observations. Strong analytical and organizational skills, including the ability to manage multiple priorities and deadlines. Confidence and judgment to challenge the status quo and engage in constructive challenge when needed. Strong written and verbal communication skills; ability to build and maintain effective working relationships with cross-functional teams. We can split Requirements (mandatory) and Qualifications (preferred). Skills: list skills like analytical, communication, etc. But many overlap. We'll create Skills section summarizing key skills: advanced analytical software tools, data analysis, mentoring/coaching, negotiation/problem-solving, communication, MS Office, collaborative work, judgment, prioritization, confidentiality handling, etc. Pay: $115,440 - $186,160 USD. Schedule: Hours 40 (presumably per week). We'll put "40 hours per week". Benefits: not mentioned, omit. Now produce HTML:

  About the role

  ...

  Responsibilities

  ...

  Requirements

  ...

  Qualifications

  ...

  Skills

  ...

  Pay

  $115,440 - $186,160 USD

  Schedule

  40 hours per week

  Make sure no extra whitespace? It's fine. Now craft paragraphs preserving info. About the role paragraph: combine description. Let's write:

  The Senior Group Risk Specialist provides a comprehensive and diverse range of risk management expertise to business leaders, leading and supporting the implementation of appropriate risk frameworks and related management activities to mitigate enterprise and/or business‑wide risk exposures for key business segments or functional areas. The role operates within TD Bank’s Three Lines of Defense framework, providing independent oversight, commentary, and recommendations based on overall strategy and industry best practices. In this position you will lead and support the implementation of risk frameworks and oversight activities that mitigate enterprise risks, and lead end‑to‑end controls testing and validation—from planning through execution—by assessing and socializing issues, monitoring remediation, and producing independent reporting across business processes and technology platforms, including support for regulatory and internal risk reporting.

  That seems good. Now responsibilities list items as above. Requirements list: we need to capture the mandatory items from Education & Experience section (the first bullet list). Let's extract each sentence as list item. I'll create items: - Undergraduate degree or technical certificate and/or 10+ years of relevant experience. - Advanced knowledge of risk management governance, programs, policies, practices, operating frameworks & reporting for the supported business area or discipline to deliver objective guidance and independent challenge on initiatives. - Knowledge of the risk management environment, standards, regulations and mitigation techniques. - Knowledge of current and emerging competitor and market trends. - Ability to contribute to the strategic direction of the function and provide advice to senior leadership. - Skill in mentoring and coaching. - Skill in using advanced analytical software tools, data analysis methods and specialized reporting techniques. - Advanced ability to lead, plan, implement, and evaluate program/project activities to ensure completion of initiatives. - Ability to make an impact, influence, and achieve results through effective negotiation, problem‑solving, and communication skills. - Skill in using computer applications including MS Office. - Ability to communicate effectively in both oral and written form. - Ability to work collaboratively and build relationships across teams and functions. - Ability to work successfully as a member of a team and independently. - Ability to exercise sound judgement in making decisions. - Ability to analyze, organize and prioritize work while meeting multiple deadlines. - Ability to handle confidential information with discretion. Qualifications list (preferred): - Bachelor’s degree required; advanced degree and/or relevant certifications (e.g., CRISC, CISA, CIA, CPA, FRM, CFA) preferred. - 7+ years of experience in risk management, internal audit, controls testing, compliance, or a related field within financial services. - Hands‑on experience with Microsoft Copilot and other generative and agentic AI tools to automate and improve processes. - Experience with any of the following reports is a plus: FR 2052a, US LCR, US NSFR, FR Y9C, Call Report, FR Y‑15, FR Y14‑Q/M, FR Y‑14A (CCAR, DFAST). - In‑depth knowledge of retail banking products, processes, and associated risk and control frameworks is considered a strong asset. - Ability to interpret guidelines, standards, policies, and analytical results to inform senior‑level decision‑making. - Ability to work with large datasets and perform data analytics (e.g., trend analysis, anomaly detection, sampling). - Strong attention to detail, with the ability to identify root causes of issues and observations. - Strong analytical and organizational skills, including the ability to manage multiple priorities and deadlines. - Confidence and judgment to challenge the status quo and engage in constructive challenge when needed. - Strong written and verbal communication skills; ability to build and maintain effective working relationships with cross‑functional teams. Skills list: we can distill key skills: - Advanced analytical software tools and data analysis techniques. - Mentoring and coaching. - Negotiation, problem‑solving, and communication. - Proficiency with MS Office. - Collaborative relationship