Senior Documentation Specialist - Outside Counsel Liaison

About the Role

Serves as a point of contact for outside counsel, facilitating the exchange of information, questions, and responses between counsel and internal stakeholders. Provides guidance and advice as the subject matter expert on all aspects of loan documentation.

Responsibilities

• Prepares documentation and provides final review of mid-to-large complex loans, analyzes and advises Documenters, Lenders, Credit, and Special Assets on modification to structure loan as needed to mitigate Bank risk/loss.
• Maintains compliance by performance of final review of the Bank’s commercial loans to ensure applicable statutes and regulations related to the commercial lending function and adherence to Bank policies and standards.
• Works with outside counsel on all out-of-state transactions and any loan outsourced to external counsel due to dollar amount and or complexity.
• Partners with other departments to ensure facilitation of loan file from engagement to boarding.
• Creates and updates commercial lending forms, policies, manuals, and procedures.
• Serves as a partner of the compliance team and works on loan compliance issues relating to lending policy and procedures as well as the Legal Department for any guidance needed.
• Performs comprehensive review of loan documents to ensure compliance with bank standards, the approved Credit Memo, and prescribed legal language. Audits documents for accuracy. Checks lender instructions and ensures all required endorsements and standard provisions are included in loan documents prepared by outside counsel.
• Engages and clears conflict checks with counsel, prepares documents according to bank policy, converts to legal edit, and sends to counsel for review and input. Reviews additions and makes changes to docs via legal edit through Laser Pro (D&H).
• Provides support and acts as a resource for complex matters for the documentation team, credit, CLSO, and lenders.
• Tracks progress of pending outside counsel deals. Identifies bottlenecks and follows up on outstanding items.
• Conducts in-depth reviews of entity documentation, ensuring consistency and addressing discrepancies with counsel.
• Coordinates and schedules regular calls with the loan team, borrower, borrower’s counsel, and outside counsel; prepares call agendas and records actions.
• Identifies risks and makes recommendations based on specific loan transactions and requirements.
• Analyzes proposed loans and modifies loan structures and requested documentation to mitigate Bank risk and loss.
• Ensures proper loan and collateral documentation by staying abreast of and interpreting various laws, compliance regulations, policies, and procedures.

Qualifications

• High school diploma or equivalent, required.
• Bachelor's degree in a related field, preferred.
• Paralegal certification, preferred.

Skills

• 7 years of commercial loan documentation experience or equivalent.
• Experience with Laser Pro preferred.
• Comprehensive knowledge in all aspects of loan processing and documenting commercial, construction, and other various products.
• Excellent customer service and organizational skills and the ability to work in a fast-paced environment.
• Exceptional verbal, written, and interpersonal communication skills with the ability to apply common sense to carry out instructions and instruct others, train personnel, write reports, correspondence, and procedures, and speak clearly to customers and employees.

Pay

The hiring range for this opportunity is $39.00 to $47.00 hourly, along with incentive opportunities, creating a competitive total compensation package based on our pay scale. May be modified by location and is commensurate with qualifications and experience.

Company Profile

Established in 1975, Tri Counties Bank is a wholly-owned subsidiary of TriCo Bancshares (NASDAQ: TCBK) headquartered in Chico, California, with corporate offices in Roseville, South San Francisco, and Bakersfield, with assets of nearly $10 billion and 50 years of financial stability. Tri Counties Bank is dedicated to providing exceptional service for individuals and businesses throughout California with more than 75 locations, advanced mobile and online banking, and access to approximately 40,000 surcharge-free ATMs nationwide. As California's Local Bank, Tri Counties Bank prioritizes serving clients with local bankers and local decision-making, backed by corporate philanthropy, community engagement, employee volunteerism, and investments.