Senior Director, Product Management

About the role

The Director of Product will lead the Affirm Card and Card Platform, owning both the end-user experience, the business outcomes of every card product, and the underlying platform that powers card issuance, authorization, servicing, and partner integrations.

What you’ll do

• Own the Card domain end-to-end
• Define and drive the multi-year vision for Affirm Card across consumer experience, growth, and economics, inclusive of new card products that complement the one we have in market today
• Lead the US direct to consumer card products (Affirm Cards, and in app virtual cards)
• Oversee our Card Platform (authorization, ledgering, servicing, controls) which powers the D2C products both domestically and internationally, along with a number of merchant and partner integrations
• Translate company strategy into a coherent roadmap spanning multiple teams and systems
• Build and scale a high-performing product organization
• Manage and develop a team of PMs and PM leaders
• Establish product standards, operating cadence, and decision frameworks
• Build a durable org that delivers high-quality outcomes without direct involvement in every decision
• Drive business outcomes at scale
• Own GMV, engagement, unit economics, and credit outcomes for the Card domain
• Shape investment strategy, tradeoffs, and resource allocation across multiple product areas
• Partner with Finance and Credit to optimize profitability and risk
• Drive platform strategy and execution
• Drive platform capabilities that unlock velocity across Affirm (APIs, controls, servicing systems)
• Partner deeply with Engineering to make cost vs. value tradeoffs at the system level
• Ensure the Card Platform scales reliably across use cases, geographies, and partners
• Operate as a cross-functional leader
• Align senior stakeholders across Engineering, Design, Credit, Legal, Partnerships, and GTM
• Represent the Card domain in executive forums and company planning cycles

What we look for

• Product leadership at scale
• 15+ years in product management, with experience leading multi-team product areas or platforms
• Track record of owning large domains or business lines with meaningful financial impact
• Org-building capability
• Experience managing managers and building high-performing PM teams
• Proven ability to create systems, processes, and culture that scale
• Strategic and systems thinker
• Ability to operate at portfolio-level altitude—connecting product decisions to company strategy
• Strong judgment across second- and third-order tradeoffs, especially in complex systems
• Platform + fintech depth
• Experience in payments, cards, fintech, or adjacent infrastructure
• Comfort working on both consumer-facing products and backend platforms
• Execution and influence
• Ability to drive alignment across senior stakeholders and functions
• Strong product instincts paired with rigorous, data-driven decision-making

Why this role matters

• Affirm Card is one of the fastest-growing parts of the business and a key driver of long-term differentiation
• This role will shape: How Affirm shows up every day in consumers’ wallets How we blend debit, credit, and pay-over-time into one experience The platform foundation that enables future financial products

Pay & Benefits

• Pay Grade - V
• Equity Grade - 21
• Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
• USA On Target Earnings (CA, WA, NY, NJ, CT) per year: $391,000 - $431,250
• USA On Target Earnings (all other U.S. states) per year: $350,750 - $391,000
• Affirm is proud to be a remote-first company!
• We are extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount