Senior Director, Product Management
About the role
The Senior Director of Product leads the Affirm Card and Card Platform, owning the end-user experience, business outcomes, and the underlying platform that powers card issuance, authorization, servicing, and partner integrations. This role shapes how Affirm shows up in consumers' wallets, blends debit, credit, and pay-over-time into one experience, and sets the platform foundation for future financial products.
Responsibilities
- Own the Card domain end-to-end
- Define and drive the multi-year vision for Affirm Card across consumer experience, growth, and economics, inclusive of new card products
- Lead the US direct to consumer card products (Affirm Cards, and in app virtual cards)
- Oversee our Card Platform (authorization, ledgering, servicing, controls) which powers the D2C products both domestically and internationally, along with a number of merchant and partner integrations
- Translate company strategy into a coherent roadmap spanning multiple teams and systems
- Build and scale a high-performing product organization
- Manage and develop a team of PMs and PM leaders
- Establish product standards, operating cadence, and decision frameworks
- Build a durable org that delivers high-quality outcomes without direct involvement in every decision
- Drive business outcomes at scale
- Own GMV, engagement, unit economics, and credit outcomes for the Card domain
- Shape investment strategy, tradeoffs, and resource allocation across multiple product areas
- Partner with Finance and Credit to optimize profitability and risk
- Drive platform strategy and execution
- Drive platform capabilities that unlock velocity across Affirm (APIs, controls, servicing systems)
- Partner deeply with Engineering to make cost vs. value tradeoffs at the system level
- Ensure the Card Platform scales reliably across use cases, geographies, and partners
- Operate as a cross-functional leader
- Align senior stakeholders across Engineering, Design, Credit, Legal, Partnerships, and GTM
- Represent the Card domain in executive forums and company planning cycles
Requirements
Product leadership at scale: 15+ years in product management, with experience leading multi-team product areas or platforms
Track record of owning large domains or business lines with meaningful financial impact
Org-building capability: Experience managing managers and building high-performing PM teams
Proven ability to create systems, processes, and culture that scale
Strategic and systems thinker: Ability to operate at portfolio-level altitude—connecting product decisions to company strategy
Strong judgment across second- and third-order tradeoffs, especially in complex systems
Platform + fintech depth: Experience in payments, cards, fintech, or adjacent infrastructure
Comfort working on both consumer-facing products and backend platforms
Execution and influence: Ability to drive alignment across senior stakeholders and functions
Strong product instincts paired with rigorous, data-driven decision-making
Qualifications
Why this role matters: Role Affirm Card is one of the fastest-growing parts of the business and a key driver of long-term differentiation.
Pay Grade - V Equity Grade - 21 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
USA On Target Earnings (CA, WA, NY, NJ, CT) per year: $391,000 - $431,250 USA On Target Earnings (all other U.S. states) per year: $350,750 - $391,000