Senior Debt Products Manager
CIBC US · Texas, United States · 3 wk ago
Marketing$150k–$180k/yrFull-time
We need to output HTML fragment with sections: About the role? The posting includes description: "We’re building a relationship-oriented bank..." That's about CIBC. Could be "About the role" or "About CIBC". The instruction: use for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). We need to include sections only when posting has real specific content. We have content for responsibilities (What You'll Be Doing), requirements/qualifications (Who You Are), skills (Skills list), benefits (What CIBC Offers, also benefits details), Pay (salary range), maybe Schedule (Weekly Hours 40). Also details on work arrangement (proportion of on-site and remote work) will be discussed at interview – that's not specific, so we should not create a Schedule section with placeholder? Actually we have Weekly Hours 40, that's specific. So we can have a Schedule section with that. Also we have location (TX - 2121 N. Pearl Street) maybe not needed as heading; could be in a short p.
We must not repeat job title as heading. The job title is Senior Debt Products Manager. Not to be used as heading.
We must remove boilerplate: cookie/navigation/legal/EEO etc. The posting includes some like "California residents — your privacy rights regarding your actual or prospective employment" – that's legal boilerplate; remove. Also "What You Need To Know" includes accommodation request etc – that's also boilerplate; remove. Also "Job Location TX - 2121 N. Pearl Street Employment Type Regular Weekly Hours 40" – we can keep location and hours in a p.
We need to preserve all substantive information. Let's extract:
- Intro paragraph about CIBC mission: "We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com"
That's about the company; could be placed under "About the role" or maybe "About CIBC". Since heading examples include About the role, we can use that.
- Responsibilities: "What You'll Be Doing:" followed by paragraphs describing Senior DPM duties. We'll capture that as
for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). We need to include sections only when posting has real specific content. We have content for responsibilities (What You'll Be Doing), requirements/qualifications (Who You Are), skills (Skills list), benefits (What CIBC Offers, also benefits details), Pay (salary range), maybe Schedule (Weekly Hours 40). Also details on work arrangement (proportion of on-site and remote work) will be discussed at interview – that's not specific, so we should not create a Schedule section with placeholder? Actually we have Weekly Hours 40, that's specific. So we can have a Schedule section with that. Also we have location (TX - 2121 N. Pearl Street) maybe not needed as heading; could be in a short p.
We must not repeat job title as heading. The job title is Senior Debt Products Manager. Not to be used as heading.
We must remove boilerplate: cookie/navigation/legal/EEO etc. The posting includes some like "California residents — your privacy rights regarding your actual or prospective employment" – that's legal boilerplate; remove. Also "What You Need To Know" includes accommodation request etc – that's also boilerplate; remove. Also "Job Location TX - 2121 N. Pearl Street Employment Type Regular Weekly Hours 40" – we can keep location and hours in a p.
We need to preserve all substantive information. Let's extract:
- Intro paragraph about CIBC mission: "We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com"
That's about the company; could be placed under "About the role" or maybe "About CIBC". Since heading examples include About the role, we can use that.
- Responsibilities: "What You'll Be Doing:" followed by paragraphs describing Senior DPM duties. We'll capture that as Responsibilities
with - items? The content is prose sentences; we could break into list items for each duty. The instruction: Use
- for any list of duties/requirements/benefits. So we should convert the responsibilities into list items. We need to preserve all substantive information; we can split sentences into list items.
Let's list responsibilities:
- Ensure objectives related to credit underwriting for new loan origination activities are met.
- Produce consistent new deal underwriting which analyzes, presents and ultimately mitigates risk for any new credit that is being recommended for approval by US CRE.
- Be ultimately accountable for all material presented throughout the loan origination life-cycle, in Prescreen and Loan Presentations.
- Work in close collaboration with assigned Client Management Regional Head, Market Leads and Group Heads, Asset Management team and their Debt Products Team Lead in various capacities, throughout the loan life-cycle.
- Have both external and internal responsibilities including direct engagement with Syndications and Capital Markets, as well as Lender’s counsel, amongst others.
- Have direct Borrower interaction and be responsible for maintaining the client-focused nature of the CRE business.
We could also include details about work arrangement? That's later: "Details on your work arrangement (proportion of on-site and remote work) will be discussed at the time of your interview." That's not specific; we should not create a section for it. We'll ignore.
- How You'll Succeed: list of success criteria. We'll treat as Requirements or Qualifications? Could be "Requirements" or "Qualifications". The heading examples include Requirements, Qualifications, Skills. We have a "Who You Are:" section with minimum experience etc. That's qualifications. The "How You'll Succeed:" seems like detailed responsibilities/competencies; could be considered Requirements. We'll maybe combine into Requirements.
Let's extract How You'll Succeed bullet points (they are sentences separated by line breaks). We'll convert each to list item.
List:
- Underwriting/Credit Approval/Loan Closing Demonstrated expertise in all aspects of the credit life cycle (i.e. underwriting, loan presentations, closing, etc.)
- Accountable for accuracy of loan approval documents prepared
- Prepare materials presented for prescreen by assigned Client Management (CM) team
- Exercise non-credit approval authority up to approved limits
- Stay current on industry/market conditions, ensuring policies, procedures, standards, and guidelines (identification of emerging issues) remain up to date and adjust or recommend changes to procedures and standards as appropriate
- Recommend appropriate risk ratings in collaboration with DP Team Lead
- Understand CIBC appetite/limit capacity for deal-specific attributes including business execution, security, HVCRE, etc.
- Escalate “Issues List” from loan document negotiation to Client Manager and DP Team Lead on new transactions as applicable
- Engage with third party consultants to review and approve closing due diligence as applicable
- Work with DP Team Lead on evolving trends in Commercial Real Estate. Ensure that the policy, procedure and reference material which govern loan originations and closings are appropriately followed
- Provide appropriate materials and submissions as needed to support the Head of Portfolio Administration in response to regulators and auditors – internal and external
- Work with the DP Team Lead to ensure issue remediation strategy is sufficient, sustainable, and timely (in accordance with remediation plan/target date). Work with the DP Team Lead and/or Head of Debt Products (“HDP”) in developing and executing management action plans, working with Governance & Controls team (1B), Independent Risk Management (as required per the applicable policies, procedures, standards, and guidelines), and Audit as needed
- Ensure that the HDP has the appropriate materials and submissions as needed to support regulatory filings
- Respond to second line challenge of line of business risk identification and review and provide input to materials generated for risk identification processes (e.g. risk self-assessments, minutes, and decks)
- Escalate data incident reports and ensure information is captured accurately (including root cause, impact, and control analysis)
- Build and maintain cross-functional partnerships and networks to contribute and drive strong execution around key business initiatives
- Maintain strong partnerships with other business functions/units (i.e. Credit, Finance, etc.)
Then there is a section "RISK & COMPLIANCE" with bullet points. That could be part of Requirements or maybe separate section? Could be "Requirements" as well. We'll include those as list items under Requirements as well.
Risk & Compliance list:
- Following all aspects of the CIBC Code of Conduct, as well as all applicable CIBC policies, frameworks, guidelines, processes and controls
- At all times acting in accordance with our Purpose and shared values, to achieve our Bank’s strategic goals
- Understanding and following the qualitative and quantitative components of our Risk Appetite Statements
- Completing all annual Corporate Mandatory Training and Testing modules, as well as any additional business-specific modules, as required and employing the learnings in daily activities and undertakings
- Escalating matters through one of the appropriate channels identified in the CIBC Code of Conduct (i.e., HR, management, Ethics Hotline, Whistleblower, etc.) upon observing activities that may be inconsistent with CIBC’s policies, frameworks, guidelines, processes and controls
- Speaking up if witnessing behaviors that drive poor or unfair outcomes for clients, team members or other stakeholders
- Escalating matters that can result in adverse market practices and outcomes, thereby negatively impacting CIBC’s reputation as a leading financial institution
Then "AUTHORITIES/DECISION RIGHTS": "As a key contributor to the business unit, this job has the authority to recommend changes to business processes in order to enhance operational efficiency and effectiveness." That's a responsibility/authority; could be included under Responsibilities.
Then "Who You Are:" qualifications list:
- Minimum of 10 years of applicable experience in underwriting, structuring, loan closing, documentation, and portfolio management
- Solid working knowledge of regulatory expectations and industry best practices in risk management
- Understanding of financial risks (i.e., credit, market and/or liquidity) and/or non-financial risks (i.e., operational, compliance, reputation, strategic), and of financial services businesses and products
- Strong team player and able to work with productively with colleagues towards common goals
- Excellent written and verbal communication skills
- Strong analytical and problem solving skills
- Results-oriented with a high degree of attention to detail
- Exceptional interpersonal and relationship building skills
- Demonstrated ability to influence and negotiate up, down and laterally
- Ability to provide credit expertise within Commercial Real Estate
- Expected to be well versed in all key systems, applications, and models used including proficiency in Microsoft Office products with advanced knowledge of financial analysis and modeling
- Attend industry events to maintain current market knowledge
Then "Skills" list at bottom: "Skills Analytical Thinking, Business Banking, Business Development, Client Service, Financial Advising, Portfolio Management, Results-Oriented". That's a skills list.
Then benefits: "At CIBC, we offer a competitive total rewards package. This role has an expected salary range of $150,000-180,000 for the Dallas, TX market based on experience, qualifications, and location of the position. The successful candidate may be eligible to participate in the relevant business unit’s incentive compensation plan, which also may include a discretionary bonus component. CIBC offers a full range of benefits and programs to meet our employee’s needs; including Medical, Dental, Vision, Health Savings Account, Life Insurance, Disability, and Other Insurance Plans, Paid Time Off (including Sick Leave, Parental Leave, and Vacation), Holidays, and 401(k), in addition to other special perks reserved for our team members. Candidates hired to work in other locations will be subject to the pay range associated with that location. Additional total compensation and benefits details will be provided during the hiring process."
Then "What CIBC Offers" paragraph: more about benefits, career development, Purpose Day, etc. We'll combine benefits.
We need to create sections: About the role (intro), Responsibilities, Requirements (maybe combine How You'll Succeed, Risk & Compliance, Authorities/Decision Rights?), Qualifications (Who You Are), Skills, Benefits, Pay, Schedule.
We must not create sections with filler. We have specific content for each.
Pay: we have salary range $150,000-180,000 for Dallas, TX market. Also mention incentive compensation plan. That's specific enough for Pay section.
Schedule: Weekly Hours 40. Also location maybe not needed. We'll create Schedule section with "Standard full-time schedule: 40 hours per week."
Benefits: list of benefits.
We must not repeat job title as heading.
We must output only HTML fragment, no /, no markdown.
Let's craft.
Structure:
About the role
We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com
Responsibilities
- Ensure objectives related to credit underwriting for new loan origination activities are met.
- Produce consistent new deal underwriting which analyzes, presents and ultimately mitigates risk for any new credit that is being recommended for approval by US CRE.
- Be ultimately
- for any list of duties/requirements/benefits. So we should convert the responsibilities into list items. We need to preserve all substantive information; we can split sentences into list items.
Let's list responsibilities:
- Ensure objectives related to credit underwriting for new loan origination activities are met.
- Produce consistent new deal underwriting which analyzes, presents and ultimately mitigates risk for any new credit that is being recommended for approval by US CRE.
- Be ultimately accountable for all material presented throughout the loan origination life-cycle, in Prescreen and Loan Presentations.
- Work in close collaboration with assigned Client Management Regional Head, Market Leads and Group Heads, Asset Management team and their Debt Products Team Lead in various capacities, throughout the loan life-cycle.
- Have both external and internal responsibilities including direct engagement with Syndications and Capital Markets, as well as Lender’s counsel, amongst others.
- Have direct Borrower interaction and be responsible for maintaining the client-focused nature of the CRE business.
We could also include details about work arrangement? That's later: "Details on your work arrangement (proportion of on-site and remote work) will be discussed at the time of your interview." That's not specific; we should not create a section for it. We'll ignore.
- How You'll Succeed: list of success criteria. We'll treat as Requirements or Qualifications? Could be "Requirements" or "Qualifications". The heading examples include Requirements, Qualifications, Skills. We have a "Who You Are:" section with minimum experience etc. That's qualifications. The "How You'll Succeed:" seems like detailed responsibilities/competencies; could be considered Requirements. We'll maybe combine into Requirements.
Let's extract How You'll Succeed bullet points (they are sentences separated by line breaks). We'll convert each to list item.
List:
- Underwriting/Credit Approval/Loan Closing Demonstrated expertise in all aspects of the credit life cycle (i.e. underwriting, loan presentations, closing, etc.)
- Accountable for accuracy of loan approval documents prepared
- Prepare materials presented for prescreen by assigned Client Management (CM) team
- Exercise non-credit approval authority up to approved limits
- Stay current on industry/market conditions, ensuring policies, procedures, standards, and guidelines (identification of emerging issues) remain up to date and adjust or recommend changes to procedures and standards as appropriate
- Recommend appropriate risk ratings in collaboration with DP Team Lead
- Understand CIBC appetite/limit capacity for deal-specific attributes including business execution, security, HVCRE, etc.
- Escalate “Issues List” from loan document negotiation to Client Manager and DP Team Lead on new transactions as applicable
- Engage with third party consultants to review and approve closing due diligence as applicable
- Work with DP Team Lead on evolving trends in Commercial Real Estate. Ensure that the policy, procedure and reference material which govern loan originations and closings are appropriately followed
- Provide appropriate materials and submissions as needed to support the Head of Portfolio Administration in response to regulators and auditors – internal and external
- Work with the DP Team Lead to ensure issue remediation strategy is sufficient, sustainable, and timely (in accordance with remediation plan/target date). Work with the DP Team Lead and/or Head of Debt Products (“HDP”) in developing and executing management action plans, working with Governance & Controls team (1B), Independent Risk Management (as required per the applicable policies, procedures, standards, and guidelines), and Audit as needed
- Ensure that the HDP has the appropriate materials and submissions as needed to support regulatory filings
- Respond to second line challenge of line of business risk identification and review and provide input to materials generated for risk identification processes (e.g. risk self-assessments, minutes, and decks)
- Escalate data incident reports and ensure information is captured accurately (including root cause, impact, and control analysis)
- Build and maintain cross-functional partnerships and networks to contribute and drive strong execution around key business initiatives
- Maintain strong partnerships with other business functions/units (i.e. Credit, Finance, etc.)
Then there is a section "RISK & COMPLIANCE" with bullet points. That could be part of Requirements or maybe separate section? Could be "Requirements" as well. We'll include those as list items under Requirements as well.
Risk & Compliance list:
- Following all aspects of the CIBC Code of Conduct, as well as all applicable CIBC policies, frameworks, guidelines, processes and controls
- At all times acting in accordance with our Purpose and shared values, to achieve our Bank’s strategic goals
- Understanding and following the qualitative and quantitative components of our Risk Appetite Statements
- Completing all annual Corporate Mandatory Training and Testing modules, as well as any additional business-specific modules, as required and employing the learnings in daily activities and undertakings
- Escalating matters through one of the appropriate channels identified in the CIBC Code of Conduct (i.e., HR, management, Ethics Hotline, Whistleblower, etc.) upon observing activities that may be inconsistent with CIBC’s policies, frameworks, guidelines, processes and controls
- Speaking up if witnessing behaviors that drive poor or unfair outcomes for clients, team members or other stakeholders
- Escalating matters that can result in adverse market practices and outcomes, thereby negatively impacting CIBC’s reputation as a leading financial institution
Then "AUTHORITIES/DECISION RIGHTS": "As a key contributor to the business unit, this job has the authority to recommend changes to business processes in order to enhance operational efficiency and effectiveness." That's a responsibility/authority; could be included under Responsibilities.
Then "Who You Are:" qualifications list:
- Minimum of 10 years of applicable experience in underwriting, structuring, loan closing, documentation, and portfolio management
- Solid working knowledge of regulatory expectations and industry best practices in risk management
- Understanding of financial risks (i.e., credit, market and/or liquidity) and/or non-financial risks (i.e., operational, compliance, reputation, strategic), and of financial services businesses and products
- Strong team player and able to work with productively with colleagues towards common goals
- Excellent written and verbal communication skills
- Strong analytical and problem solving skills
- Results-oriented with a high degree of attention to detail
- Exceptional interpersonal and relationship building skills
- Demonstrated ability to influence and negotiate up, down and laterally
- Ability to provide credit expertise within Commercial Real Estate
- Expected to be well versed in all key systems, applications, and models used including proficiency in Microsoft Office products with advanced knowledge of financial analysis and modeling
- Attend industry events to maintain current market knowledge
Then "Skills" list at bottom: "Skills Analytical Thinking, Business Banking, Business Development, Client Service, Financial Advising, Portfolio Management, Results-Oriented". That's a skills list.
Then benefits: "At CIBC, we offer a competitive total rewards package. This role has an expected salary range of $150,000-180,000 for the Dallas, TX market based on experience, qualifications, and location of the position. The successful candidate may be eligible to participate in the relevant business unit’s incentive compensation plan, which also may include a discretionary bonus component. CIBC offers a full range of benefits and programs to meet our employee’s needs; including Medical, Dental, Vision, Health Savings Account, Life Insurance, Disability, and Other Insurance Plans, Paid Time Off (including Sick Leave, Parental Leave, and Vacation), Holidays, and 401(k), in addition to other special perks reserved for our team members. Candidates hired to work in other locations will be subject to the pay range associated with that location. Additional total compensation and benefits details will be provided during the hiring process."
Then "What CIBC Offers" paragraph: more about benefits, career development, Purpose Day, etc. We'll combine benefits.
We need to create sections: About the role (intro), Responsibilities, Requirements (maybe combine How You'll Succeed, Risk & Compliance, Authorities/Decision Rights?), Qualifications (Who You Are), Skills, Benefits, Pay, Schedule.
We must not create sections with filler. We have specific content for each.
Pay: we have salary range $150,000-180,000 for Dallas, TX market. Also mention incentive compensation plan. That's specific enough for Pay section.
Schedule: Weekly Hours 40. Also location maybe not needed. We'll create Schedule section with "Standard full-time schedule: 40 hours per week."
Benefits: list of benefits.
We must not repeat job title as heading.
We must output only HTML fragment, no /, no markdown.
Let's craft.
Structure:
About the role
We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com
Responsibilities
- Ensure objectives related to credit underwriting for new loan origination activities are met.
- Produce consistent new deal underwriting which analyzes, presents and ultimately mitigates risk for any new credit that is being recommended for approval by US CRE.
- Be ultimately