Senior Consultant

About the Role

We provide technology that community financial institutions use to manage risk and drive growth. Our solutions automate key processes – from anti-money laundering to fraud detection to CECL readiness to lending workflows – empowering our customers by addressing their Enterprise Risk Management needs. The Senior Consultant – Lending & Credit is a key role within the Advisory Services team, focused on providing expert guidance to financial institutions. This position involves leading advisory engagements, delivering strategic recommendations, and serving as a subject matter expert in banking and financial services. As part of a dynamic and growing team, this role offers opportunities to work with a variety of clients, providing best practices and formal deliverables across multiple areas of lending and credit risk.

Applicants may choose to work remotely or be hybrid-based at our office in Raleigh (NC) or Austin (TX).

Responsibilities

• Lead advisory engagements and serve as a subject matter expert in lending, credit risk, and financial strategy.
• Provide recommendations and develop deliverables on best practices for credit and lending policies and procedures.
• Consult clients in developing small business lending decision models.
• Analyze and optimize loan origination workflow efficiencies, ensuring alignment with industry best practices from application to loan closing.
• Guide financial institutions in establishing and refining credit risk frameworks, including risk rating systems and risk scorecards.
• Stay current on credit-related compliance requirements and demonstrate a willingness to research and integrate new regulations into advisory offerings.
• Support financial institutions in enterprise strategic planning initiatives.
• Deliver formal reports and presentations to client leadership teams, ensuring actionable insights and high-quality recommendations.
• Provide insights and thought leadership on topics that define the current banking landscape.
• Other duties as assigned.
• Occasional travel required for team events to support engagement, relationship-building, and key decision-making.

Requirements

• Bachelor’s degree in accounting, finance, or a related field.
• Certifications, such as CPA, banking/finance certifications, and/or graduate school of banking completion preferred.
• Proven experience in developing, implementing, and refining credit policies to align with regulatory requirements and institutional risk management strategies.
• Prior experience in enterprise strategic planning.
• A broad range of experience, preferably in community banking, with exposure to multiple functional areas.
• Executive committee experience may substitute for direct lending experience.
• Familiarity with small business lending decision modeling, loan pricing, strategic planning, and asset-liability management components is a plus.
• Ability to quickly adapt to new technologies and industry advancements.
• Proactive approach to leveraging innovative tools and solutions to enhance client outcomes.

Benefits

• Market competitive total rewards package.
• Competitive salary along with full health benefits with an HSA option.
• Flexible PTO and bank holidays.
• 401(k) plan and company match.
• Opportunity to be part of a winning company with an inspiring mission and to make a significant impact.