Senior Compliance Analyst

About the role

The Risk & Compliance team at Lithic is hiring for a Senior Compliance Analyst who will own compliance execution and quality across Lithic's CIP, KYB, and CDD/EDD programs. This is not a back office seat, Risk & Compliance at Lithic is a growth function.

Responsibilities

• You will own end-to-end CIP decisioning, maintaining quality and turnaround standards across high-volume programs
• Perform quality assurance on AI-assisted onboarding decisions and document reasoning in a format that holds up to bank partner and regulatory scrutiny
• Identify process gaps and propose improvements
• Support bank partner deliverables across Lithic's sponsor bank relationships
• Contribute to AML/BSA compliance & Regulatory compliance testing and oversight activities
• Work with Product and Engineering when new features touch compliance
• Contribute to Lithic's long-term compliance strategy by helping build infrastructure that scales

Qualifications

• 3-5 years of compliance experience in fintech, payments, or a bank-partnered environment, and a direct CIP background required
• Self-starter who can work independently while knowing when to escalate and collaborate
• Working knowledge of AI governance in a compliance context, including how to document and defend AI-assisted decisions to bank partners
• Direct experience with KYC/KYB tools
• Exceptional organizational skills and ability to create structure where none exists
• Strong written and verbal communication
• Solid grasp of the regulatory framework governing financial products (Reg E, Reg Z, and USA PATRIOT Act, etc)
• CAMS certified or actively working toward it

Benefits

• Unlimited PTO
• 12-weeks fully paid parental leave
• 4-Week Fully Paid Sabbatical (earned at your 5-year anniversary)
• Work From Anywhere: work from anywhere in the world 4-weeks each year
• 3% cashback on card purchases with your complimentary Privacy.com employee account
• Health, vision, and dental insurance; HSA Contribution Match
• 401(k) match
• Voluntary Life Insurance and STD/LTD