Senior Commercial Underwriter, Underwriting Intelligence

About the role

Review live submissions and system outputs to catch missing context, weak risk summaries, bad assumptions, and incomplete exposure analysis. Encode judgment into the product. Work directly with engineering and product to turn how you think into workflows, checklists, appetite rules, routing logic, escalation triggers, QA processes, and system instructions an AI can run. Define "market-ready." Specify what a complete submission looks like across common commercial lines and specialty risks. Build appetite and routing logic across carriers, wholesalers, MGAs, and specialty markets — what we write, where it goes, and why. Advise across the company — intake, sales, placements, engineering, leadership — on what's placeable, what's missing, how to frame risk, and where workflows are breaking. Write the playbooks for recurring risk categories and help the team understand how underwriting actually works in the real world. Think like an underwriter and a broker at once: what's the risk, what will the market care about, how do we position it, what happens next?

Responsibilities

• Review live submissions and system outputs to catch missing context, weak risk summaries, bad assumptions, and incomplete exposure analysis.
• Encode judgment into the product. Work directly with engineering and product to turn how you think into workflows, checklists, appetite rules, routing logic, escalation triggers, QA processes, and system instructions an AI can run.
• Define "market-ready." Specify what a complete submission looks like across common commercial lines and specialty risks.
• Build appetite and routing logic across carriers, wholesalers, MGAs, and specialty markets — what we write, where it goes, and why.
• Advise across the company — intake, sales, placements, engineering, leadership — on what's placeable, what's missing, how to frame risk, and where workflows are breaking.
• Write the playbooks for recurring risk categories and help the team understand how underwriting actually works in the real world.
• Think like an underwriter and a broker at once: what's the risk, what will the market care about, how do we position it, what happens next?

Requirements

4+ years of commercial underwriting, with meaningful exposure to specialty commercial and/or E&S markets. Worked at an MGA, MGU, wholesaler, wholesale carrier, program administrator, specialty underwriting platform, or similar — and handled messy risks and imperfect submissions, not just clean admitted-market accounts. Breadth across multiple commercial lines or risk categories — e.g. general liability, products liability, workers' comp, professional liability, tech E&O, cyber, commercial property, garage/garagekeepers, commercial auto, excess/umbrella, contractors, habitational, restaurants, staffing, security, healthcare, transportation, manufacturing, auto services, or other specialty classes. Tech-savvy and product-curious. You don't code, but you're genuinely excited to sit with engineers, pressure-test system outputs, explain underwriting logic, and help build workflows that make the whole company smarter. Explain underwriting clearly to engineers, salespeople, intake operators, brokers, and founders — without hiding behind jargon. Move fast without perfect instructions, switch contexts easily, and you want your judgment to scale across thousands of submissions, not just the account in front of you.

Qualifications

Not the right fit: someone who only wants to sit inside one carrier's appetite and apply guidelines, someone who wants a slow, traditional environment with clean handoffs and narrow responsibilities, someone who wants to advise from a distance but won't get into the workflow, the submission, the system output, the product logic, and the messy details.

Benefits

• Uber commuter benefits
• breakfast, lunch, and dinner provided
• snacks/drinks/coffee daily
• free gym membership
• health, dental, and vision insurance