Senior Business Banking Relationship Analyst (Credit)

About the role

Business Banking Relationship Analysts partner with assigned Relationship Manager(s) to successfully manage Business Banking relationships and the loan portfolio. Contributes to the profitability and growth of Business Banking by retaining and expanding relationships with existing clients.

Responsibilities

• Analyze financial data and prepare comprehensive written analysis
• Manage credit quality within the team’s credit portfolio
• Provide guidance to customers
• Identify and successfully capitalize on opportunities to deepen and expand existing relationships
• Manage credit risk
• Respond to prospect or customer credit questions

Requirements

• Bachelor's degree, or equivalent work experience
• Five to eight years of Business Banking experience

Skills

• Well-developed analytical and problem-solving skills
• Basic knowledge of bank products and services that results in successfully capitalizing on all opportunities to deepen the relationship
• Basic knowledge of credit administration, analysis, and credit policy/procedure
• Demonstrated understanding of complex financial accounting and analysis
• Ability to work effectively with individuals and groups across the company to manage customer relationships
• Effective verbal and written communication skills

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Pay

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. Pay Range: $94,010.00 - $110,600.00. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase, and 401(k) contribution and pension (all benefits are subject to eligibility requirements).