Senior Analytics Analyst

General Function / Summary

The Senior Analytics Analyst is accountable for complex analysis and recommendations within the Credit Risk organization and works cross-functionally to assist in the development and deployment of new products and strategies.

Essential Duties

• Gather and analyze company data to provide insights surrounding portfolio performance at consumer, store, and channel levels proactively.
• Proficient in multiple programming language/software tools and serves as an advanced resource across analytical teams on accurate use of data and coding advice.
• Monitor and evaluate key performance metrics across portfolios and make recommendations where needed.
• Design appropriate analytical approach to address complex business problems.
• Communicate recommendations and results to key stakeholders.
• Collaborate cross-functionally to develop and implement processes that optimize product offers based on business needs and with awareness of compliance requirements.
• Provide insights in risk management in the loan/lease servicing space and mentor team members to increase subject matter expertise when the need arises.
• Perform various ad-hoc analyses relating to credit risk management initiatives.
• Propose and present recommendations to senior management and credit committees.

Minimum Education And Experience Required

• Bachelor’s degree in a quantitative field (statistics, math, computer sciences, engineering, economics), Master’s degree preferred
• 4+ years of experience in Financial/Credit analysis
• 2+ years of experience with the following tools: SQL/Snowflake, Excel/Tableau/PowerPoint, SAS/Python/R
• Experience with predictive model development, monitoring, or validation
• Strong critical thinking and problem-solving skills, with the ability to rapidly transition between critical projects
• Detail oriented individual with emphasis on documentation and process reproducibility
• High proficiency with Microsoft Office programs
• Ability and willingness to consistently live and embrace our core values of accountable, inclusive, transparent, and focused