SBA Underwriter – Assistant Relationship Manager

Description Summary

The ARM conducts credit analysis including gathering, analyzing and interpreting all types of credit information on existing and prospective customers and portfolios. The ARM provides timely, accurate financial analysis and makes recommendations regarding the extension of credit (via credit memos); develops key discussion points and questions to assist in analyzing loan opportunities; works with RMs, Loan Administrators and customers to close loans and/or assist in monitoring and administering the loan portfolio in accordance with loan approval; and, works with other Bank associates to address client needs as necessary/requested.

Requirements

• Essential Duties & Responsibilities
• Perform assigned duties in accordance with the Bank’s Mission, Vision and Core Values; and provide the Bank’s customers with timely, responsive and exceptional service in accordance with the Bank’s customer service standards
• Investigate, interpret and analyze credit reports
• Spread and analyze financial information
• Evaluate existing and projected company cash flow
• Determine value of collateral through review of appraisal, valuations, business financials, etc.
• Develop list of key information necessary to support the loan approval process
• Prepare detailed loan presentations (Credit Memos) for the approval process
• Make underwriting recommendations to the RM, Market President, SBA Operations Officer and/or designated credit administrator
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Analyze/recommend draw requests (via Borrowing Base Certificates, Construction Draws, etc.) as requested
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.
• Absorb and analyze reports to be informed of work flow, maturing loans (early identification of need for loan extensions), covenant compliance, etc.