Risk Strategist, Platform Risk Strategy

Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world's largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

About The Team

The User Risk Strategy org protects and advances Stripe's business, brand, and mission by building and deploying market-leading policies and practices that instill user and partner trust in Stripe while enabling business growth. As part of this org, you will join the Platform Risk Strategy team, focusing on unlocking new expansion opportunities for existing platforms and enabling them to manage their risk and grow on Stripe.

Responsibilities

• Partner with Stripe's Sales, Legal, Compliance, Product, and Financial Partnerships teams to drive sophisticated solutions and ensure a positive experience for Stripe's largest users.
• Evaluate emerging industry and supportability use cases and develop the frameworks that allow Stripe users to access these use cases and markets responsibly.
• Perform research and analysis to assess Stripe's current risk performance and develop and prioritize long-term strategic plans for future growth.
• Challenge the status quo and provide multiple alternative solutions and key execution criteria.
• Represent Stripe in external engagements with our most critical partners and users.
• Execute special projects and ad hoc analyses as initiatives, products, risks, and opportunities are constantly evolving.

Requirements

• 5+ years of professional experience, preferably in Financial Services, Payments, or FinTech industries.
• Familiarity with banking and money movement regulations, including KYC/KYB, AML, OFAC compliance, and credit and fraud risk.
• Experience in a related role (risk, compliance, legal, consulting).
• Experience in developing risk strategies and solutions and working with technical (product and engineering) and operations teams to implement them.
• Ability to distill complex, ambiguous regulatory issues into clear, concise, and reliable guidance for stakeholders and Stripe users.
• Strong stakeholder management skills, including experience influencing product/engineering, sales, data science, and operations teams.
• Demonstrated track record of deriving insights from complex or technical problem spaces and evangelizing actionable product recommendations.
• The ability to take ownership, be accountable, and lead without formal authority.
• Entrepreneurial and curious mindset, strong communication and interpersonal skills.
• Ability to operate independently, navigate ambiguity, and solve problems with the end user in mind.
• Strong desire to work in a fast-paced and innovative environment.
• Strong analytical skills and operating rigor.
• Strong executive presence and presentation skills, including experience engaging with leadership.

Preferred Qualifications

• Experience overseeing execution and delivery of highly strategic programs.
• Proven ability to take complex issues and turn them into actionable next steps, hold others accountable, and meet deadlines.
• Experience in a client-facing role managing relationships with large, global, and complex organizations.
• Ability to navigate data and people to find answers and drive solutions.
• A strong understanding of our business and products, and an ability to research and self-start.
• Familiarity with card network rules.

Schedule

This role is available either in an office or a remote location (35+ miles or 56+ km from a Stripe office).

• In-office expectations: Office-assigned Stripes spend at least 50% of the time in a given month in their local office or with users. This balances in-person collaboration and flexibility.
• Working remotely at Stripe: A remote location is defined as being 35 miles (56 kilometers) or more from one of our offices. While you may come into the office for team/business meetings, on-sites, meet-ups, and events, the expectation is you would regularly work from home rather than a Stripe office. Stripe does not cover the cost of relocating to a remote location.

Pay and Benefits

• The annual US base salary range for this role is $123,600 - $185,400. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, meaning it includes both sales commissions/sales bonuses target and annual base salary. This range may be narrowed during the interview process based on experience, qualifications, and location.
• Additional benefits for this role may include: equity, company bonus or sales commissions/bonuses; 401(k) plan; medical, dental, and vision benefits; and wellness stipends.