Risk Strategist, User Risk Strategy

About the role

As Stripe continues to develop innovative products that serve businesses of all sizes around the world, risk will increase in complexity and scale. The User Risk Strategy org protects and advances Stripe’s business, brand, and mission by building and deploying market-leading policies and practices that instill user and partner trust in Stripe while enabling business growth.

Responsibilities

• Embed within Sales teams to drive pre-onboarding Risk Due Diligence strategy (incl. AML/KYC and sanctions compliance, creditworthiness) for large, complex Financial Services deals.
• You'll partner with Stripe's Sales, Legal, Compliance Product, and Financial Partnerships teams to drive sophisticated solutions and ensure a positive experience for Stripe's largest users.
• Evaluate emerging Financial Services use cases for supportability and develop the frameworks that allow Stripe to access these users and markets responsibly.
• Perform research and analysis to assess Stripe's current risk performance and develop and prioritize long-term strategic plans for future growth.
• Challenge the status quo and provide multiple alternative solutions and key execution criteria.
• Represent Stripe in external engagements with our most critical partners and users.
• Execute special projects and ad hoc analyses as initiatives, products, risks, and opportunities constantly evolve.

Requirements

• 5+ years of professional experience, preferably in Financial Services, Payments, or FinTech industries
• Familiarity with banking and money movement regulations, including KYC/KYB, AML OFAC compliance, and credit and fraud risk
• Experience in a related role (risk, compliance, legal, consulting)
• Experience in developing risk strategies and solutions and working with technical (product and engineering) and operations teams to implement them
• Ability to distill complex, ambiguous regulatory issues into clear, concise, and reliable guidance for stakeholders and Stripe users
• Strong stakeholder management skills, including experience influencing product and engineering, sales, data science, and operations teams
• Demonstrated track record of deriving insights from complex or technical problem spaces and evangelizing actionable product recommendations
• The ability to take ownership, be accountable, and lead without formal authority
• Entrepreneurial and curious mindset, strong communication and interpersonal skills
• Able to operate independently, navigate ambiguity, and solve problems with the end user in mind
• Strong desire to work in a fast-paced and innovative environment
• Strong analytical skills and operating rigor
• Strong executive presence and presentation skills, including experience engaging with leadership
• Experience overseeing execution and delivery of highly strategic programs
• Proven ability to take complex issues and turn them into actionable next steps, hold others accountable, and meet deadlines
• Experience in a client-facing role managing relationships with large, global, and complex organizations
• Able to navigate data and people to find answers and drive solutions
• A strong understanding of our business and products, and an ability to research and self-start

Preferred Qualifications

• Familiarity with card network rules

Pay

The annual US base salary range for this role is $123,600 - $185,400. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and location.

Benefits

• Equity
• Company bonus or sales commissions/bonuses
• 401(k) plan
• Medical, dental, and vision benefits
• Wellness stipends

Team

Risk & Financial Crimes

Job type

Full time