Risk Operations Analyst, Financial Crimes

About the role

Stripe is a financial infrastructure platform for businesses. The Financial Crimes team ensures a healthy financial ecosystem and maintains trust in Stripe's platform by preventing prohibited parties from utilizing services and identifying bad actors engaged in money laundering, terrorist financing, or other financial crimes. This role is essential for mitigating risk and upholding regulatory compliance.

Responsibilities

• Demonstrate sound judgment and navigate non-binary, high-risk decisions.
• Adhere closely to process while suggesting improvements and balancing user experience with compliance requirements.
• Effectively and clearly communicate with internal and external stakeholders.
• Identify and assess financial crime risks, conduct reviews using data analysis, and monitor for suspicious activity and trends.
• Facilitate the re-design of business processes, clarifying issues and facilitating changes to improve efficiency, control, and compliance.
• Identify gaps in current systems, policies, and strategies, and recommend enhancements and process improvements to mitigate emerging risks.

Qualifications

• 4+ years of experience in risk management, compliance, or financial operations.
• Understanding of FinCrime red flags, its typologies, and how to identify them.
• Experience in developing/implementing process improvements.
• Analytical skills and the ability to make reasoned decisions, considering external and internal factors.
• Effective communication skills with the ability to produce clear, precise, and concise written and presentation materials.
• Ability to analyze feedback patterns and use insights to drive process and product improvements.
• Policy Development & Regulatory Knowledge: Proven track record developing compliance policies and procedures for payment processing environments.
• Risk Assessment: Experience conducting merchant risk assessments, transaction monitoring, and implementing risk-based compliance controls.
• Operational Management & Scaled Operations: Experience driving operational outcomes and managing large-scale operations through vendor partnerships, third-party integrations, and automated solutions to achieve efficiency and scalability in compliance processes.