Financial Crimes Data Analyst

Position Summary

Metro Credit Union is seeking a Financial Crimes Data Analyst to join our growing Financial Crimes team in a newly created, high‑impact role. This position sits at the intersection of data, technology, and financial crime prevention, supporting both BSA/AML and fraud functions by driving advanced analytics, reporting, and platform optimization.

What You’ll Do

• Systems Administration & Analytics
  • Configure, test, and optimize fraud and Anti-Money Laundering (AML) platforms to enhance detection capabilities, streamline alerting, and improve reporting workflows.
  • Lead the development of dashboards and comprehensive reports providing visibility into fraud losses, Suspicious Activity Report (SAR) and Currency Transaction Report (CTR) volumes, case aging, and key operational trends.
  • Regularly evaluate system performance and recommend targeted enhancements to improve detection accuracy and reduce latency.
• Regulatory Reporting & Quality Control
  • Maintain robust audit trails and ensure the completeness, accuracy, and timeliness of all regulatory reporting.
  • Support periodic risk assessments and contribute to system tuning efforts to align technology and reporting practices with evolving regulatory standards.
• SOP Development & Maintenance
  • Draft, maintain, and update Standard Operating Procedures (SOPs) governing fraud detection, AML workflows, and system usage.
  • Collaborate with internal and external stakeholders to ensure SOPs reflect current operational practices and regulatory expectations, supporting consistency and compliance across the organization.
• Cross-Functional Collaboration
  • Assist with Financial Crimes phone queue coverage to maintain service levels.
  • Interview members to obtain relevant facts and support fraud identification efforts.
  • Educate and coach members on identity theft prevention and response.
  • Ensure system outputs align with investigative and operational needs.
  • Contribute to strategic planning and continuous process improvement initiatives.
  • Promote cross-functional collaboration and drive enhancements that benefit the Financial Crimes department.
  • Act as coordinator during active fraud incidents, participating in incident response meetings and organizing or relaying action items as needed.

What You’ll Bring

• Education and Experience
  • Bachelor’s degree in data analytics, finance, or a related field, or an equivalent combination of education and work experience, strongly preferred.
  • 3–5 years of experience in financial crimes, AML, or fraud analytics, strongly preferred.
• Skills, Knowledge & Certifications
  • Demonstrated expertise with AML and fraud detection platforms (e.g., Verafin, Actimize, or similar).
  • Advanced proficiency in data analytics tools and dashboard/report development.
  • Experience using artificial intelligence and automation technologies within compliance workflows.
  • Strong understanding of FinCEN reporting obligations and BSA/AML regulatory requirements, including AML, BSA, USA PATRIOT Act, OFAC, and FACT Act.
  • (Preferred) CAMS, CFE, or similar financial crimes or fraud-related certifications.
• Professional Skills
  • Excellent verbal and written communication skills, including report writing and presentations.
  • Strong analytical, organizational, and problem-solving abilities.
  • Proven ability to collaborate effectively across departments and with all levels of the organization.
  • Keen attention to detail and ability to perform effectively in a fast-paced environment.

Compensation & Benefits Summary

• Competitive Compensation
  • $83,000 – $112,000
• Comprehensive Health Coverage
  • Health, Dental, and Vision coverage for employees working minimum 20 hours per week.
  • Assistance toward premiums and copays.
  • 100% coverage on prescription copays through the Prescription Drug Program.
• Time Off
  • Three weeks of paid vacation per year and 11 paid holidays.
• Retail Benefits
  • Robust Retirement Benefits
    • 401(k) retirement matching plan and Safe Harbor Plan.
    • Metro contributes 3% regardless of employee contribution.
  • Wellness & Financial Support
    • Wellness incentives, Employee Assistance Program, Flexible Spending Account, and range of voluntary benefits including LTD, STD, and AD&D.
    • No-interest loans and $150 per quarter reimbursement for wellness and lifestyle expenses.
• Career Development
  • Strong growth opportunities with individualized development plans.
  • Position-related tuition assistance available after one year of eligibility.
  • Superb in-house training programs to build your skills.
• Additional Perks
  • Discounts on pet insurance.
  • A growing, dynamic work environment with strong culture and exceptional team members who are passionate about serving our community.

About Metro Credit Union

Metro Credit Union is the largest state-chartered credit union in Massachusetts, with $3.4 billion in assets. Metro provides a full range of financial products to more than 200,000 members in Barnstable, Bristol, Essex, Franklin, Hampden, Hampshire, Middlesex, Norfolk, Plymouth, Suffolk, and Worcester counties in Massachusetts, and Cheshire, Hillsborough, Merrimack, Rockingham, and Strafford counties in New Hampshire. Metro is the credit union of choice for employees at over 1,200 companies through its Metro@work program. Founded in 1926, Metro currently operates branch offices in Boston, Burlington, Chelsea, Dorchester, Framingham, Lawrence, Lynn, Medford, Melrose, Newton, Peabody, Reading, Salem, Tewksbury, and West Roxbury. Metro is also a Juntos Avanzamos ("Together We Advance") designated credit union, an honor given to financial institutions for their commitment to serving and empowering Hispanic and immigrant consumers. Metro was recently named among the most charitable companies in Massachusetts by the Boston Business Journal; voted Top Credit Union in Banker & Tradesman's Best of 2025 awards; and recognized as one of America's Best Regional Banks and Credit Unions in 2025 by Newsweek. Learn more at MetroCU.org.