Risk Manager

Step into a high-impact risk leadership role where your expertise will directly shape how a dynamic, fast-paced organisation protects its assets and supports growth. This is a rare opportunity to move beyond narrow lines of coverage and own a broad corporate risk portfolio, including captive management, in a highly visible position at the company's Coconut Grove HQ. About the Role: As Risk Manager, you will own the end-to-end management of the company's corporate insurance and risk programs, ensuring appropriate coverage, efficient renewals, and robust risk mitigation across the organisation. You will act as a strategic business partner to senior stakeholders, combining hands-on execution with forward-looking risk strategy to support current and anticipated business objectives. Your work will safeguard the organisation's financial stability and operational resilience while continuously improving risk practices. Key Responsibilities: * Oversee the company's captive insurance program, partnering closely with external captive managers to optimise structure, coverage, and performance. * Lead and manage annual corporate insurance renewals across a wide variety of coverages, including program design, marketing to carriers, and negotiation of terms and pricing. * Review insurance policies, endorsements, contracts, and related documentation to ensure appropriate risk transfer, coverage alignment, and compliance with corporate standards. * Monitor and analyse the organisation's risk profile, identifying emerging risks and recommending mitigation strategies and insurance solutions to leadership. * Partner with internal stakeholders to understand business operations and projects, advising on risk implications and structuring insurance and contractual protections accordingly. * Support and oversee claims handling processes, working with brokers, carriers, and internal teams to drive effective resolution and minimise financial impact. * Develop and maintain risk management processes, documentation, and reporting to improve visibility, decision-making, and continuous improvement across the risk function. * Contribute to risk-related training and communication, reinforcing risk awareness and best practices throughout the organisation. Key Requirements: * Five to seven years' experience in corporate risk management or insurance brokerage with a major insurance company or large brokerage firm. * At least 3 years' experience managing corporate insurance renewals across multiple lines of coverage (not limited to auto insurance). * Proven track record of identifying, assessing, and mitigating corporate risk in complex, fast-paced business environments. * Demonstrated ability to operate at both strategic and tactical levels, comfortably shifting from planning and analysis to hands-on execution. * Strong attention to detail and advanced problem-solving skills, particularly in insurance policy, claims, and contract review. * Self-motivated with a strong work ethic, able to work independently with minimal supervision while contributing effectively in a collaborative team setting. * Excellent critical thinking, analytical, written, and verbal communication skills, with the ability to influence and build trust across the organisation. * Strong math and computer skills, including proficiency with Microsoft Office and familiarity with business systems and data tools. Desirable Skills: * Prior experience transitioning from a large insurance brokerage to an in-house corporate risk management role. * Hands-on experience with captive insurance structures and alternative risk financing. * Working knowledge of platforms such as Salesforce, SharePoint, and business intelligence (BI) tools. * Experience serving as a strategic business partner to senior leadership on risk and insurance matters. * Background in developing or enhancing risk management frameworks, processes, and reporting. Qualifications: * Bachelor's degree in Risk Management, Business, Finance, Management, or a closely related field. * Professional risk or insurance designations (e.g., ARM, CPCU, CRM) preferred but not required. * Evidence of ongoing professional development in risk management, insurance, or related disciplines. If you're ready to leverage your brokerage and corporate risk experience in a strategic, hands-on role with broad impact, we encourage you to apply.