Risk Manager

Key Responsibilities

• Lead administration and strategic oversight of all property & casualty insurance programs, including general liability, auto liability, workers’ compensation, umbrella/excess, and property.
• Partner with brokers and carriers to develop renewal strategy, underwriting submissions, coverage negotiations, and program structure optimization.
• Lead the annual insurance renewal process, gather necessary information from business units for the annual renewal, prepare summarized information to review internally and supply to the broker.
• Develop insurance rates for monthly accruals performed by the business.
• Evaluate limits, deductibles, and retention strategies to align with operational risk profile and financial objectives.
• Support M&A due diligence, insurance modeling, and post-acquisition integration.

Claims & Total Cost of Risk Management

• Provide executive-level oversight of workers’ compensation, auto, general liability, and property claims arising from HVAC and MEP operations.
• Partner with TPAs, carriers, and legal counsel to manage complex and litigated claims.
• Review reserves, monitor large-loss development, and provide financial forecasting insight to leadership.
• Conduct structured quarterly claims reviews with Business Unit leadership.
• Analyze claim frequency, severity, lag time, and emerging loss trends to drive corrective action.

Risk Analytics & Operational Alignment

• Analyze TRIR trends, at-fault auto incidents, and operational loss drivers across the enterprise.
• Partner with the Director of Safety to align prevention initiatives with insurance data and financial impact.
• Support targeted interventions for high-loss Business Units.
• Provide insurance education and financial risk insight to General Managers and senior leadership.
• Partner with Corporate Accounting on monthly deductible cross charges.
• Key contact for business and insurance broker related to insurance matters.

Contractual Risk & Compliance

• Review of contractual insurance requirements in commercial service and construction agreements.
• Ensure certificates of insurance and compliance documentation align with enterprise standards.
• Mitigate contractual transfer risk exposure.

Qualifications

• Bachelor’s degree in risk management, Insurance, Finance, Business, Safety, or related field required.
• Minimum 10 years of progressive experience in insurance risk management, claims oversight, underwriting, or enterprise property & casualty leadership.
• Experience supporting construction, HVAC, MEP, or field service operations strongly preferred.
• Experience managing large deductible or self-insured retention programs preferred.
• Demonstrated experience partnering with executive leadership on financial risk strategy.
• Strong analytical, financial modeling, and communication skills.
• ARMCPCUCSP or safety credential a plus.
• MBA or advanced business degree a plus.

Additional Requirements

• Ability to travel to Business Unit locations as needed.
• Ability to walk active construction sites, rooftops, mechanical rooms, and shop environments.
• Ability to access elevated work areas and fleet operations environments.
• Executive presence and ability to influence senior operational leaders.
• Ability to manage priorities across geographically dispersed operations.